Company Profile
Guangzhou Rural Commercial Bank banks services in China. Its business is organized into four segments: Corporate Banking, Retail Banking, Financial Market Business, and Others. The company offers demand, time, pledged, and deposits.
Its portfolio also includes certificates of deposit, personal consumption, business, and mortgage loans, personal and collateral loans, credit cards overdraft, residential mortgage loans, and corporate loans.
It provides investment banking products. Its portfolio also includes short, medium, and long-term loans, domestic and international settlements, and bill acceptance and discounting services, financing services, e-bank services, financial leasing, and securitization of credit assets Money market placements, investments and repurchasing, and foreign exchange transactions.
Its portfolio also includes foreign currency remittance, foreign currency exchange, settlement and sale of foreign exchange, foreign credit investigations, inter-bank placements, debit and credit cards, payment collection and insurance agency, safe locker, advisory and attestation, securities investment fund and insurance assets trusteeship, and cash management services, and agency services for issuing and underwriting government bonds.
It also is involved in securities investment fund sales business. Its portfolio also includes trades in government and financial bonds, provides discounted bill, wealth management, and private banking services Internet, mobile, and WeChat banking services, and Jinmi Mall, e-commerce platform.
Additionally, it operates its outlets through non-local and sub-branches; and provides ATMs, self-service inquiry terminals, and smart service terminals, and smart banking outlets.
Founded in 1952, Formerly known as Guangzhou Rural Credit Cooperative Unions, the company rebranded as Guangzhou Rural Commercial Bank Co., Ltd. Guangzhou Rural Commercial Bank is based in Wan Chai, Hong Kong.