Company Profile
Bank of Communications provides commercial banking products and services in China and globally. The company offers savings deposit products, including demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit.
Its portfolio also includes personal certificate of deposit, salary financing, and foreign currency deposit, as well as credit, quasi-credit, and debit cards. Its portfolio also includes new housing and second-hand mortgage loans and unsecured personal loans, personal wealth management advisor services, and precious metal and commodity trading services.
Additionally, it offers corporate structured deposit and corporate certificate of deposit. Its portfolio also includes corporate cash management, industrial chain finance program comprising prepayment financing, inventory financing, accounts receivable financing and accounts payable financing, syndicated loans, corporation overdraft, investment banking services, and offshore banking services Bond account activation, bond distribution, and transaction services.
Its portfolio also includes related bond escrow and settlement, pledge registration, and principal and interest payment services, training and consulting services for cooperative banks, cross-border inter-bank payments system services, consignment sales of precious metal products, bond underwriting distribution, third party bond depository services, bank derivatives transfer, b-share transfer, bank-futures transfer, standard warehouse warrant pledged financing, institutional investment consulting, wealth management, and insurance services, and clearing and settlement services for future markets. Founded in 1908, the company is headquartered in Shanghai, the People's Republic of China.