For the first quarter of fiscal 2026 (ended March 31, 2026), Ameris Bancorp reported net income of $110.5 million, up 25.7% year-over-year. Diluted earnings per share were $1.63, a 28.3% increase from the prior year. Total equity stood at $4.08 billion.
•Net income of $110.5 million, up 25.7% YoY.
•Diluted EPS of $1.63, up 28.3% YoY.
•Total equity of $4.08 billion.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Ameris Bancorp is the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. Its business is organized into four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts
Commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including home improvement and home equity loans Loans secured by savings accounts and personal credit lines. Additionally, it originates, administers, and services commercial insurance premium loans. Its portfolio also includes equipment finance loans, and small business administration loans. It also operates full-service domestic banking offices, and mortgage and loan production offices. Founded in 1971, Ameris Bancorp is headquartered in Atlanta, Georgia.
Ameris Bancorp is the bank holding company for Ameris Bank, providing a wide range of banking services to retail and commercial customers. Its business is organized into four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. On the lending side, it provides commercial real estate, residential real estate mortgage, agricultural, commercial and industrial loans, as well as consumer loans such as home improvement and home equity loans, loans secured by savings accounts, and personal credit lines. Additionally, it originates, administers, and services commercial insurance premium loans, and its portfolio includes equipment finance loans and Small Business Administration (SBA) loans.
Where is Ameris Bancorp (ABCB) listed and in which currency?
Ameris Bancorp is listed on the New York Stock Exchange (NYSE) under the ticker symbol ABCB. The company's financials are reported in US Dollars (USD), as it is based in the United States. Investors trading shares of Ameris Bancorp on the NYSE will transact in USD, which is the standard currency for US-listed equities.
What sector and industry does Ameris Bancorp (ABCB) operate in?
Ameris Bancorp operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank, it focuses on providing banking services to local communities and businesses, primarily in the southeastern United States. The company's operations include traditional banking activities such as taking deposits and making loans, as well as specialized services like mortgage banking and premium finance. Regional banks like Ameris Bancorp typically have a more localized focus compared to large national banks, allowing them to build strong relationships with customers in their markets.
Where is Ameris Bancorp (ABCB) headquartered and what markets does it serve?
Ameris Bancorp is headquartered in Atlanta, Georgia, United States. Founded in 1971, the company has grown to serve customers primarily in the southeastern United States through its full-service domestic banking offices, as well as mortgage and loan production offices. While the headquarters is in Atlanta, Ameris Bank operates across multiple states in the region, offering a range of banking products to both retail and commercial clients. The company's focus on the Southeast allows it to cater to the specific needs of local communities, including agricultural lending in rural areas and commercial real estate financing in growing urban centers.
How does Ameris Bancorp (ABCB) make money?
Ameris Bancorp generates revenue primarily through its four business segments. The Banking Division earns income from net interest income on loans and deposits, as well as fees from services like checking accounts and ATM usage. The Retail Mortgage Division originates and services residential mortgage loans, earning origination fees and servicing income. The Warehouse Lending Division provides short-term financing to mortgage lenders, generating interest income. The Premium Finance Division originates, administers, and services commercial insurance premium loans, earning interest and fees. Additionally, the company offers equipment finance loans and SBA loans, which contribute to its diversified loan portfolio. Overall, Ameris Bancorp's revenue is driven by lending activities, deposit services, and specialized financing solutions.