ACI Worldwide, Inc.

ACI Worldwide develops, markets, installs, and supports software products and services for facilitating electronic payments globally. Its business is organized into Payment Software and Billers segments. Key products include ACI Acquiring for processing credit, debit, and prepaid card transactions; ACI Issuing for digital payment issuing; ACI Connetic for routing and managing various payment types; ACI real-time payments for connectivity to payment rails; ACI RTGS and cross-border for multi-currency processing; ACI digital central infrastructure for real-time payments; and ACI Payments Orchestration Platform for optimizing payments. It also offers ACI Fraud Management and Fraud Scoring Services, as well as Speedpay, an integrated suite of digital billing and payment services.

ACI Worldwide, Inc. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol ACIW. Its shares are traded in United States Dollars (USD), reflecting its primary listing in the United States.

ACI Worldwide operates in the Technology sector and is classified under the Software - Infrastructure industry. This means the company provides foundational software solutions that support electronic payment systems, rather than end-user applications. Its products are infrastructure-level tools used by financial institutions, merchants, and billers to process, manage, and secure payments.

ACI Worldwide serves customers in the United States and globally. The company's headquarters is in the United States, and it operates across multiple regions, including international markets. Its solutions are used by clients in various sectors such as consumer finance, insurance, healthcare, higher education, utilities, government, subscription providers, telecommunications, and mortgage industries worldwide.

ACI Worldwide generates revenue through two main segments: Payment Software and Billers. The Payment Software segment provides solutions for acquiring, issuing, real-time payments, fraud management, and payment orchestration to financial institutions and merchants. The Billers segment offers electronic bill presentment and payment services, including Speedpay, to sectors like consumer finance, insurance, healthcare, and utilities. The company earns revenue from software licenses, subscription fees, transaction processing fees, and related services.