Aflac Incorporated

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. The company operates in two main segments: Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products. The Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products, along with hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. Founded in 1955, Aflac is headquartered in Columbus, Georgia.

Aflac Incorporated is listed on the New York Stock Exchange (NYSE) under the ticker symbol AFL. The company's financials are reported in US Dollars (USD), as it is headquartered in the United States. Being listed on the NYSE provides liquidity and exposure to global investors, and the use of USD aligns with its primary operations in the U.S. and Japan, where it also conducts significant business.

Aflac operates in the Financial Services sector, specifically within the Insurance - Life industry. This means the company is primarily engaged in providing life insurance and related supplemental health insurance products. As a life insurance provider, Aflac offers policies that pay out benefits upon death or other specified events, and its supplemental health products help cover costs not typically covered by major medical insurance, such as cancer, critical illness, and accident coverage.

Aflac is headquartered in Columbus, Georgia, United States. The company serves two primary markets: Japan and the United States. Through its Aflac Japan segment, it offers a range of insurance products tailored to the Japanese market, including cancer, medical, nursing care, and whole life insurance. Through its Aflac U.S. segment, it provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance to individuals, families, and business owners across the United States. This dual-market strategy allows Aflac to diversify its revenue streams geographically.

Aflac distributes its insurance products through multiple channels to reach individuals, families, and business owners. Its distribution network includes individual independent corporate agencies, affiliated corporate agencies, banks, independent associates, career agents, and brokers. In the U.S., Aflac is well-known for its supplemental insurance sold through workplace benefits programs, often via cafeteria plans. In Japan, products are distributed through a network of agencies and financial institutions. This multi-channel approach enables Aflac to effectively market its diverse portfolio of supplemental health and life insurance products across both its domestic and international markets.