Affirm Holdings, Inc.

Affirm Holdings, Inc. operates a payment network that provides point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its platform allows consumers to pay for purchases over time through agreements with originating banks and capital markets partners. The company serves a wide range of merchants, including small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and omni-channel companies. These merchants span industries such as sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Founded in 2012, Affirm is headquartered in San Francisco, California, and operates in the United States, Canada, and internationally.

Affirm Holdings, Inc. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol AFRM. Its shares are traded in US Dollars (USD). The company is headquartered in the United States, and its primary listing is on a major US exchange, providing liquidity and exposure to global investors.

Affirm Holdings, Inc. operates in the Financial Services sector and is classified under the Credit Services industry. This means the company provides financial products and services related to credit, such as installment loans and payment solutions. As a credit services firm, Affirm facilitates transactions by offering consumers the ability to defer payments over time, which is a core part of its business model. The company's operations are centered around its payment network and point-of-sale financing solutions.

Affirm Holdings, Inc. is headquartered in San Francisco, California, United States. The company serves customers in the United States, Canada, and internationally. Its platform is designed for both online and brick-and-mortar merchants, covering a diverse range of industries. Affirm's global reach includes partnerships with merchants across various sectors, enabling consumers worldwide to access its buy-now-pay-later services.

Affirm Holdings generates revenue primarily through its payment network, which includes point-of-sale payment solutions for consumers and merchant commerce solutions. The company earns fees from merchants for facilitating transactions and providing installment payment options to customers. Additionally, Affirm may earn interest or other charges from consumers who use its deferred payment services. Its platform connects consumers, merchants, originating banks, and capital markets partners, creating a comprehensive ecosystem that drives transaction volume and revenue. The company's business model relies on a large and diverse merchant base, ranging from small businesses to large enterprises, across multiple industries.