Credicorp Ltd.

Credicorp Ltd. is a financial services holding company that provides a wide range of banking and financial products and services primarily in Peru, as well as in Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. Its business is organized into Universal Banking, which includes granting credits and financial instruments to individuals and legal entities, and offering various deposits and current accounts. The company also operates in Insurance, Medical Services, and Pensions, where it issues insurance policies covering commercial property, transport, automobiles, life, health, and pensions, and provides medical and health services. Additionally, Credicorp has a Microfinance segment that manages loans, credits, and deposits for small and microenterprises, and an Investment Management and Advisory segment that offers brokerage, asset management, custody, and payment processing services.

Credicorp Ltd. is listed on the New York Stock Exchange (NYSE) under the ticker symbol BAP. Its shares are traded in US Dollars (USD). The company is headquartered in Lima, Peru, and its operations are primarily conducted in Peru and other countries in the Americas. As a foreign private issuer listed on a US exchange, Credicorp reports its financial results in US Dollars, making it accessible to international investors.

Credicorp Ltd. operates in the Financial Services sector, specifically within the Banks - Regional industry. This classification reflects its core business as a regional bank holding company that provides a broad spectrum of financial services across multiple countries in Latin America and beyond. As a regional bank, Credicorp focuses on serving local markets in Peru and neighboring countries, offering both retail and commercial banking products, as well as insurance, pension fund management, and investment advisory services.

Credicorp Ltd. is headquartered in Lima, Peru, and was founded in 1889. The company serves customers in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. Its primary market is Peru, where it offers universal banking services, insurance, medical services, pension fund management, microfinance, and investment management. The company also has a presence in other countries through its subsidiaries, providing similar financial products and services tailored to local markets.

Credicorp generates revenue through multiple business segments. Its Universal Banking segment earns income from interest on loans and credits to individuals and businesses, as well as fees from deposit accounts and current accounts. The Insurance, Medical Services, and Pensions segment profits from underwriting insurance policies covering property, transport, automobiles, life, health, and pensions, and from managing private pension funds. The Microfinance segment provides loans and financial services to small and microenterprises, earning interest and fees. Additionally, the Investment Management and Advisory segment generates revenue from brokerage services, asset management, mutual fund management, custody, trustee services, capital markets activities, and payment processing. The company also operates a digital platform for e-commerce and digital business development.