Bank First Corporation

Bank First Corporation is a holding company for Bank First, N.A., which provides a wide range of consumer and commercial financial services to businesses, professionals, and consumers in Wisconsin. Its offerings include checking, savings, money market, cash management, retirement, and health savings accounts. The company also provides certificates of deposit, residential mortgage products, and various loan products such as commercial real estate loans, residential mortgage loans, home equity loans, commercial and industrial loans for working capital and inventory financing, construction and development loans, and consumer loans for personal and household purposes. Additionally, Bank First offers credit cards, insurance, data processing and information technology services, investment and safekeeping services, treasury management, and online, telephone, and mobile banking services.

Bank First Corporation is listed on the Nasdaq Capital Market (NasdaqCM) under the ticker symbol BFC. The company's financials are reported in US Dollars (USD), which is the official currency of the United States where the company is headquartered and operates. Being listed on a major US exchange like NasdaqCM provides liquidity and visibility to investors, and the use of USD aligns with the company's domestic operations in Wisconsin.

Bank First Corporation operates in the Financial Services sector, specifically within the Banks - Regional industry. This classification indicates that the company is a regional bank, focusing on providing traditional banking services to local communities and businesses. As a regional bank, Bank First primarily serves customers in Wisconsin, offering a range of deposit and loan products tailored to the needs of individuals and small to medium-sized enterprises. Regional banks like Bank First often emphasize personalized service and local market knowledge, distinguishing them from larger national or global banks.

Bank First Corporation is headquartered in Manitowoc, Wisconsin, United States. The company primarily serves the Wisconsin market, offering its financial services to businesses, professionals, and consumers within the state. Founded in 1894, Bank First has a long history of serving local communities in Wisconsin. Its focus on the Wisconsin market allows it to maintain strong relationships with customers and understand the regional economic landscape. The company's operations are concentrated in this region, and it does not have a national or international presence based on the available data.

Bank First Corporation generates revenue primarily through its banking operations, which include interest income from loans and investments, as well as non-interest income from fees and services. The company's loan portfolio is diversified across commercial real estate loans, residential mortgage loans, home equity loans, commercial and industrial loans for working capital and business purposes, construction and development loans, and consumer loans. Interest income from these loans forms a core part of its revenue. Additionally, Bank First earns non-interest income from deposit account fees, credit card services, insurance products, data processing and information technology services, investment and safekeeping services, and treasury management. The company also offers online, telephone, and mobile banking services, which may generate service fees. Overall, its revenue model is typical of a regional bank, relying on net interest margin and fee-based services.