Bank of Hawaii Corporation

Bank of Hawaii Corporation is the bank holding company for Bank of Hawaii, offering a wide range of financial products and services. Its operations are divided into three segments: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment provides checking, savings, and time deposit accounts, as well as residential mortgage loans, home equity lines of credit, automobile loans and leases, overdraft lines of credit, installment loans, small business loans and leases, credit cards, and private and international client banking. It also offers investment, credit, and trust services to individuals and high-net-worth clients, along with brokerage and insurance products such as equities, mutual funds, life insurance, and annuities. The Commercial Banking segment serves middle-market and large companies with commercial and industrial loans, commercial real estate loans, lease financing, auto dealer financing, deposit products, international banking, cash management, and merchant services. The Treasury and Other segment manages corporate asset and liability activities, including interest rate risk and foreign exchange services.

Bank of Hawaii Corporation is listed on the New York Stock Exchange (NYSE) under the ticker symbol BOH. Its financial reporting and trading are conducted in US Dollars (USD). As a US-based company, its stock is traded in the primary US equity market, providing liquidity and accessibility to investors worldwide through the NYSE.

Bank of Hawaii Corporation operates in the Financial Services sector and is specifically classified under the Banks - Regional industry. This means it is a regional bank that provides traditional banking services to individuals and businesses within its geographic footprint. Regional banks like BOH typically focus on deposit-taking, lending, and other financial services tailored to local markets, distinguishing them from large global banks or specialized financial institutions.

Bank of Hawaii Corporation is headquartered in Honolulu, Hawaii, and has been serving customers since its founding in 1897. Its primary market is the state of Hawaii, but it also operates in the United States Mainland, Guam, and other Pacific Islands. The bank provides financial products and services to individuals, families, high-net-worth clients, corporations, and government entities across these regions. Its long history and deep local roots make it a significant financial institution in the Pacific region.

Bank of Hawaii Corporation generates revenue primarily through its three business segments: Consumer Banking, Commercial Banking, and Treasury and Other. In Consumer Banking, revenue comes from interest on residential mortgages, home equity lines, auto loans, credit cards, and other consumer loans, as well as fees from deposit accounts, investment management, trust services, and brokerage/insurance products. Commercial Banking earns interest from commercial and industrial loans, commercial real estate loans, and lease financing, plus fees for cash management, international banking, and merchant services. The Treasury and Other segment manages the bank's balance sheet, earning income from interest rate risk management and foreign exchange activities. Overall, the bank's revenue is driven by net interest income (the spread between lending and deposit rates) and non-interest income from fees and services.