For Q2 FY2026 ended March 31, 2026, Pathward Financial reported revenue of $276.3 million, up 54.6% year-over-year. Net income was $72.9 million, down 2.7% from the prior year. Diluted EPS was $3.35, up 6.7%. The company had cash of $157.6 million, equity of $851.5 million, and long-term debt of $33.5 million.
•Revenue increased 54.6% YoY to $276.3 million.
•Net income decreased 2.7% YoY to $72.9 million.
•Diluted EPS grew 6.7% YoY to $3.35.
•Cash and equity stood at $157.6 million and $851.5 million, respectively.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Pathward Financial is the bank holding company for Pathward, National Association that provides various banking products and services in the United States. Its business is organized into three segments: Consumer, Commercial, and Corporate Services/Other.
The company offers demand deposit accounts, savings accounts, and money market savings accounts Commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and commercial finance products.
Its portfolio also includes installment and revolving consumer lending products, tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans, and warehouse financing services.
Additionally, it offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments, financial processing services for freestanding ATMs. Its portfolio also includes digital payments, and merchant services, as well as issues debit and prepaid cards. Founded in 1954 and based in Sioux Falls, South Dakota, Pathward Financial was formerly known as Meta Financial Group, Inc. before rebranding in July 2022.
Pathward Financial, Inc. is the bank holding company for Pathward, National Association, offering a range of banking products and services across the United States. Its operations are divided into three segments: Consumer, Commercial, and Corporate Services/Other. The Consumer segment provides demand deposit accounts, savings accounts, money market savings accounts, installment and revolving consumer lending, tax services including short-term refund advance loans and electronic return originator advance loans, as well as debit and prepaid cards. The Commercial segment offers commercial finance products such as term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and warehouse financing. Additionally, the company provides payment solutions including credit and debit card processing, ATM services, digital payments, and merchant services.
Where is Pathward Financial (CASH) listed and in which currency?
Pathward Financial, Inc. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol CASH. Its securities are traded in U.S. dollars (USD), reflecting its primary operations in the United States. The company is headquartered in Sioux Falls, South Dakota, and its financial reporting is conducted in USD, which is the standard currency for companies listed on U.S. exchanges.
What sector and industry does Pathward Financial (CASH) belong to?
Pathward Financial, Inc. operates in the Financial Services sector and is classified under the Banks - Regional industry. This means it is a regional bank holding company that provides traditional banking services along with specialized financial products. As a regional bank, it focuses on serving customers within specific geographic areas, primarily the United States, offering both consumer and commercial banking solutions. The company's diverse portfolio includes deposit accounts, lending products, payment processing, and tax-related financial services, distinguishing it from larger national banks.
Where is Pathward Financial (CASH) headquartered and what markets does it serve?
Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota, and serves customers across the United States. The company was founded in 1954 and has a long history in the financial services industry. Through its subsidiary Pathward, National Association, it provides banking products and services nationwide, including deposit accounts, commercial and consumer lending, payment solutions, and tax services. Its geographic focus is the U.S. market, and it does not have international operations mentioned in its corporate profile. The company rebranded from Meta Financial Group, Inc. to Pathward Financial in July 2022, reflecting its strategic evolution.
How does Pathward Financial (CASH) make money?
Pathward Financial generates revenue through its three business segments: Consumer, Commercial, and Corporate Services/Other. In the Consumer segment, it earns from deposit account fees, interest on consumer loans (installment and revolving), tax-related lending products like refund advance loans, and fees from debit and prepaid card issuance. The Commercial segment contributes through interest and fees from commercial finance products such as term loans, asset-based lending, factoring, lease financing, and insurance premium finance. Additionally, the company provides payment processing services for credit and debit cards, ATM services, digital payments, and merchant services, which generate transaction fees. Warehouse financing and government guaranteed lending also add to its income stream. Overall, the company's diversified portfolio of lending, deposit, and payment services drives its profitability.