For Q1 FY2026 (ended March 31, 2026), Colony Bankcorp reported net income of $8.2 million, up 24.1% year-over-year. Diluted EPS was $0.39, a 2.6% increase. Equity stood at $380.4 million, and long-term debt was $258.1 million as of December 31, 2025.
•Net income rose 24.1% YoY to $8.2 million.
•Diluted EPS increased 2.6% to $0.39.
•Equity totaled $380.4 million at quarter end.
•Long-term debt was $258.1 million as of December 31, 2025.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Colony Bankcorp is the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. Its business is organized into Bank, Mortgage Banking, and Small Business Specialty Lending Division segments.
The company offers deposit products, including checking, savings, money market, and deposit options; and treasury solutions, merchant services, and financial tools that support businesses in managing cash flow and operational efficiency Loans to small and medium-sized businesses.
Its portfolio also includes residential and commercial construction, and land development loans, commercial real estate loans, commercial loans, agri-business and production loans, residential mortgage loans, home equity loans and lines of credit, consumer loans, financing for marine and recreational vehicles, and small business administration and government guaranteed loans.
Additionally, it offers wealth management, consumer insurance, internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products
Access to a network of ATMs, as well as health savings accounts, student savings, retirement and educational accounts, and certificates of deposit. Its portfolio also includes financial advisory services, lot and small acreage loans, auto loans, working capital loans, USDA loan programs, healthcare lending, and equipment loans
Boat, RV, and ATV loans, agriculture lending for equipment, livestock, farmland, and crop production, homeowners, fixed life, auto, boat, renters, condo, ATV, motorcycle, and business insurance, liquidity management, and digital banking, mobile deposit, e-statements, and e-alerts services. Founded in 1975, Colony Bankcorp is headquartered in Fitzgerald, Georgia.
Colony Bankcorp, Inc. is the bank holding company for Colony Bank, offering a wide range of banking products and services to retail and commercial customers across the United States. Its operations are organized into three segments: Bank, Mortgage Banking, and Small Business Specialty Lending Division. The company provides deposit products such as checking, savings, money market accounts, and certificates of deposit. On the lending side, it offers residential and commercial construction loans, commercial real estate loans, commercial loans, agri-business and production loans, residential mortgage loans, home equity loans, consumer loans, and financing for marine and recreational vehicles. Additionally, it provides treasury solutions, merchant services, wealth management, consumer insurance, internet banking, electronic bill payment, and remote depository services.
Where is Colony Bankcorp (CBAN) listed and in what currency?
Colony Bankcorp, Inc. is listed on the New York Stock Exchange (NYSE) under the ticker symbol CBAN. The company operates in the United States and its financials are reported in US Dollars (USD). As a US-based regional bank holding company, its shares trade in USD on the NYSE, providing investors with exposure to the US banking sector.
What sector and industry does Colony Bankcorp (CBAN) belong to?
Colony Bankcorp, Inc. operates in the Financial Services sector and is classified under the Banks - Regional industry. This means it is a regional bank that provides traditional banking services to local communities and businesses. As a regional bank, it focuses on deposit-taking, lending, and other financial services within specific geographic areas, differentiating itself from large national banks by offering more personalized service and local decision-making.
What geographic markets does Colony Bankcorp (CBAN) serve?
Colony Bankcorp, Inc. serves customers in the United States, with a focus on retail and commercial clients. While the company's headquarters is in the US, its banking operations are conducted through Colony Bank, which provides services across multiple states. The company's lending portfolio includes loans for small to medium-sized businesses, residential and commercial real estate, agriculture, and consumer needs, indicating a broad geographic reach within the US. Specific states or regions are not detailed in the available data, but the company's description suggests a presence in various communities nationwide.
How does Colony Bankcorp (CBAN) make money?
Colony Bankcorp generates revenue primarily through its banking operations, which include net interest income from loans and investments, as well as non-interest income from fees and services. The company's loan portfolio is diverse, encompassing residential and commercial construction loans, commercial real estate loans, commercial loans, agri-business loans, residential mortgages, home equity lines, consumer loans, and small business administration (SBA) loans. Additionally, it earns fees from deposit accounts, treasury solutions, merchant services, wealth management, insurance products, and electronic banking services. The Mortgage Banking segment contributes through mortgage origination and servicing, while the Small Business Specialty Lending Division focuses on government-guaranteed lending programs like SBA and USDA loans.