For Q1 FY2026 ended March 31, 2026, Commercial Bancgroup reported net income of $9,534,438, up 9.7% year-over-year. Diluted EPS was $0.70, down 2.8% from the prior year. Cash totaled $168,394,594, equity was $293,517,743, and long-term debt was $73,180,526.
•Net income increased 9.7% YoY to $9.5 million.
•Diluted EPS decreased 2.8% YoY to $0.70.
•Cash and equity stood at $168.4 million and $293.5 million, respectively.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Commercial Bancgroup is the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in the United States.
The company accepts various deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificates of deposit products real estate, commercial, and consumer loans, such as installment loans, secured and unsecured personal lines of credit, and overdraft protection lines.
Additionally, it provides treasury management services, remote deposit capture, internet and commercial banking, automated teller machines, and banking services. Formerly known as Harrogate Corporation, the company rebranded as Commercial Bancgroup, Inc. in April 1989. Commercial Bancgroup, Inc. was incorporated in 1975 and is based in Harrogate, Tennessee.
Commercial Bancgroup, Inc. is the bank holding company for Commercial Bank, offering a range of banking and financial services to individual and corporate customers in the United States. The company accepts various deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificates of deposit. On the lending side, it provides real estate, commercial, and consumer loans such as installment loans, secured and unsecured personal lines of credit, and overdraft protection lines. Additionally, Commercial Bancgroup offers treasury management services, remote deposit capture, internet and commercial banking, automated teller machines, and other banking services. The company rebranded from Harrogate Corporation in April 1989 and has been incorporated since 1975.
Where is Commercial Bancgroup, Inc. (CBK) listed and in which currency?
Commercial Bancgroup, Inc. is listed on the Nasdaq Capital Market (NasdaqCM) under the ticker symbol CBK. Its shares are traded in United States Dollars (USD). The exchange is part of the U.S. stock market, providing liquidity and visibility for the company's stock. Investors can buy and sell CBK shares during regular trading hours on NasdaqCM, and the stock is denominated in USD, which is the official currency of the United States.
What sector and industry does Commercial Bancgroup, Inc. (CBK) operate in?
Commercial Bancgroup, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank, it focuses on providing banking and financial services to local communities and businesses in the United States. Regional banks like Commercial Bancgroup typically have a more localized customer base compared to large national banks, offering personalized services such as deposit accounts, loans, and treasury management. The company's industry classification reflects its role as a financial intermediary that accepts deposits and extends credit to individuals and corporations in its service areas.
Where is Commercial Bancgroup, Inc. (CBK) headquartered and what markets does it serve?
Commercial Bancgroup, Inc. is headquartered in Harrogate, Tennessee, United States. The company serves individual and corporate customers in the United States, primarily through its subsidiary Commercial Bank. As a regional bank, it likely focuses on the local communities in and around Tennessee, though its services are available to customers nationwide. The bank's physical presence and operations are centered in Harrogate, where it was originally incorporated in 1975. The company rebranded from Harrogate Corporation to Commercial Bancgroup in April 1989, reflecting its expanded focus on commercial banking.
How does Commercial Bancgroup, Inc. (CBK) generate revenue?
Commercial Bancgroup, Inc. generates revenue primarily through its banking operations as a financial intermediary. It earns income from the interest on loans it provides, including real estate, commercial, and consumer loans. The company also generates fee income from deposit accounts, such as service charges on demand deposit accounts and other banking services like treasury management, remote deposit capture, and internet banking. Additionally, it may earn revenue from investments and other financial products. The bank's business model involves taking deposits from customers and using those funds to originate loans, earning a spread between the interest paid on deposits and the interest received on loans. This traditional banking model is supplemented by non-interest income from various banking services.