For Q1 FY2026 (ended March 31, 2026), Commerce Bancshares reported net income of $141.6 million, up 7.6% year-over-year. Diluted EPS was $0.96, a 3.2% increase from the prior year. Total equity stood at $4.30 billion.
•Net income of $141.6 million, up 7.6% YoY.
•Diluted EPS of $0.96, up 3.2% YoY.
•Total equity of $4.30 billion.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Commerce Bancshares is the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States.
Its business is organized into three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits.
Its portfolio also includes consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and consumer loans, patient health care financing, real estate loans, indirect and consumer financing, retail branch network, personal mortgage banking, consumer installment lending, and consumer debit and credit bank cards.
The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services Business products, government deposits, and related commercial cash management services sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals.
The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts.
The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Founded in 1865, Commerce Bancshares is headquartered in Kansas City, Missouri.
Commerce Bancshares, Inc. is a bank holding company that operates through its subsidiary, Commerce Bank. It provides a wide range of financial products and services to individuals and businesses in the United States. The company's business is organized into three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers consumer deposits, loans (including automobile, motorcycle, marine, recreational vehicle, home equity, and personal loans), patient health care financing, real estate loans, mortgage banking, and credit cards. The Commercial segment provides corporate lending, leasing, international banking, merchant services, cash management, and fixed income securities sales. The Wealth segment offers trust and estate planning, investment portfolio management, brokerage services, and private banking. Additionally, the company provides private equity investments, insurance agency, and online and mobile banking services.
Where is Commerce Bancshares (CBSH) listed and what currency does it use?
Commerce Bancshares, Inc. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol CBSH. The company's financial reporting and stock trading are conducted in United States Dollars (USD). As a U.S.-based financial institution, its shares are traded in USD, and all financial figures are reported in that currency. The exchange listing on NasdaqGS provides liquidity and visibility to investors, and the company's stock is a component of various market indices.
What sector and industry does Commerce Bancshares (CBSH) operate in?
Commerce Bancshares operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank holding company, it focuses on providing banking and financial services primarily in the United States. The company's operations are centered around traditional banking activities such as accepting deposits, making loans, and offering wealth management services. Being classified as a regional bank, Commerce Bancshares serves a defined geographic area rather than operating on a national or global scale, though its services are comprehensive and cater to both retail and commercial clients.
Where is Commerce Bancshares (CBSH) headquartered and what markets does it serve?
Commerce Bancshares, Inc. is headquartered in the United States and serves customers primarily within the country. The company's banking operations, conducted through Commerce Bank, focus on individuals and businesses across various states. While the exact headquarters city is not specified in the provided data, the company's description indicates it provides retail, mortgage, corporate, investment, trust, and asset management services nationwide. The bank's regional focus allows it to maintain strong relationships with local communities while offering a broad range of financial products typical of a regional bank.
How does Commerce Bancshares (CBSH) generate revenue?
Commerce Bancshares generates revenue primarily through its three business segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment earns income from consumer deposits and loans, including automobile, home equity, and personal loans, as well as mortgage banking and credit card services. The Commercial segment generates revenue through corporate lending, leasing, international banking, merchant services, cash management, and fixed income securities sales. The Wealth segment earns fees from trust and estate planning, investment portfolio management, brokerage services, and private banking. Additionally, the company offers private equity investments, insurance agency services, and online/mobile banking, which contribute to its overall revenue stream. Interest income from loans and investments, along with non-interest income from fees and services, form the core of its business model.