For the first quarter of fiscal 2020, Capitol Federal Financial reported revenue of $4 million, down 7.0% year-over-year. Net income was $20.1 million, up 30.8%, with diluted EPS of $0.16, up 33.3%.
•Revenue decreased 7.0% to $4 million.
•Net income increased 30.8% to $20.1 million.
•Diluted EPS rose 33.3% to $0.16.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Capitol Federal Financial is the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit
Retirement accounts, as well as various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans
Consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Additionally, it offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan.
Its portfolio also includes operates a call center, and invests in various securities and mortgage-backed securities. Founded in 1893, Capitol Federal Financial is headquartered in Topeka, Kansas.
Capitol Federal Financial, Inc. is the holding company for Capitol Federal Savings Bank, which provides a range of retail banking products and services in the United States. The company offers deposit products such as savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, certificates of deposit, and retirement accounts. On the lending side, it provides one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction loans, and consumer loans including home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Additionally, it offers mobile, telephone, and online banking services, bill payment services, and mortgage loans. The company also operates a call center and invests in various securities and mortgage-backed securities.
Where is Capitol Federal Financial (CFFN) listed and in what currency?
Capitol Federal Financial, Inc. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol CFFN. The company's financials and stock are denominated in US Dollars (USD), reflecting its operations based in the United States. As a regional bank holding company, its shares trade on this major US exchange, providing liquidity and visibility to investors.
What sector and industry does Capitol Federal Financial (CFFN) belong to?
Capitol Federal Financial operates in the Financial Services sector, specifically within the Banks - Regional industry. This classification indicates that the company is a regional bank, meaning it focuses on providing banking services to a specific geographic area rather than operating nationally or globally. As a regional bank, it offers traditional retail and commercial banking products, including deposits and loans, to individuals and businesses in its market area.
Where is Capitol Federal Financial (CFFN) headquartered and what markets does it serve?
Capitol Federal Financial, Inc. is headquartered in Topeka, Kansas, United States. The company was founded in 1893, giving it a long history in the region. Through its subsidiary, Capitol Federal Savings Bank, it serves customers primarily in the United States, focusing on retail banking products and services. The bank's operations include a network of branches and a call center, as well as mobile, telephone, and online banking platforms, allowing it to reach customers across its market area.
How does Capitol Federal Financial (CFFN) make money?
Capitol Federal Financial generates revenue primarily through its banking operations, earning net interest income from the spread between interest earned on loans and securities and interest paid on deposits. Its loan portfolio includes one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction loans, and consumer loans such as home equity lines of credit and vehicle loans. The company also earns fee income from deposit accounts, loan origination and servicing, and other banking services like bill payment and online banking. Additionally, it invests in securities and mortgage-backed securities to generate investment income. The bank's deposit base, which includes savings accounts, checking accounts, and certificates of deposit, provides a low-cost funding source for its lending activities.