For Q1 FY2026 ended March 31, 2026, City Holding Co reported net income of $31.7 million, up 4.6% year-over-year. Diluted EPS was $2.20, a 6.8% increase. The company held cash of $299.0 million, equity of $794.4 million, and long-term debt of $150.0 million.
•Net income of $31.7 million, up 4.6% YoY.
•Diluted EPS of $2.20, up 6.8% YoY.
•Cash of $299.0 million, equity of $794.4 million, long-term debt of $150.0 million.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
City Holding Company is a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States.
It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts Commercial and industrial loans that consist of loans to corporate and legal entity borrowers primarily in small to mid-size industrial and commercial companies.
Its portfolio also includes commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties, residential real estate loans to consumers for the purchase or refinance of residence, first-priority home equity loans, home equity lines of credit, amortized home equity loans, consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and personal property, and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit.
Additionally, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing Treasury management, lockbox, and cash management services.
Its portfolio also includes merchant credit card services, wealth management, trust, investment, and custodial services for commercial and individual customers, and corporate trust and institutional custody, financial and estate planning, and retirement plan services
Automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. Founded in 1957, the company is headquartered in Charleston, West Virginia.
City Holding Company is a financial holding company that operates through its subsidiary, City National Bank of West Virginia. It provides a wide range of banking, trust, and investment management services. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. On the lending side, it provides commercial and industrial loans to small and mid-size businesses, commercial real estate loans secured by nonresidential and multi-family properties, residential real estate loans, home equity lines of credit, and consumer loans for automobiles, boats, and other personal property. Additionally, City Holding offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, and mortgage servicing. It also provides treasury management, lockbox, cash management, merchant credit card services, and wealth management and trust services.
Where is City Holding Company (CHCO) listed and in which currency?
City Holding Company is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol CHCO. Its shares are traded in US dollars (USD), reflecting its operations and headquarters in the United States. The company is headquartered in West Virginia and serves customers primarily in the United States.
What sector and industry does City Holding Company (CHCO) belong to?
City Holding Company operates in the Financial Services sector and is classified under the Banks - Regional industry. This means it is a regional bank that provides traditional banking services to individuals and businesses within specific geographic areas. As a regional bank, it focuses on building local relationships and offering personalized financial solutions, including deposit accounts, loans, and wealth management services, primarily in West Virginia and surrounding regions.
What are the main products and services offered by City Holding Company (CHCO)?
City Holding Company offers a comprehensive suite of financial products and services through its subsidiary, City National Bank of West Virginia. Deposit products include checking, savings, money market accounts, certificates of deposit, and individual retirement accounts. Loan products encompass commercial and industrial loans for small to mid-size businesses, commercial real estate loans, residential mortgages, home equity lines of credit, and consumer loans for vehicles and personal property. The company also provides mortgage banking services, such as fixed and adjustable-rate mortgages, construction financing, and mortgage servicing. Additionally, it offers treasury management, lockbox, cash management, merchant credit card services, and wealth management, trust, investment, and custodial services for both commercial and individual customers.
How does City Holding Company (CHCO) generate revenue?
City Holding Company generates revenue primarily through net interest income from its lending and deposit activities. It earns interest on loans, including commercial and industrial loans, commercial real estate loans, residential mortgages, home equity loans, and consumer loans. Additionally, it earns fee income from various services, such as deposit account service charges, mortgage banking activities (including origination and servicing fees), treasury management, cash management, merchant credit card services, and wealth management and trust services. The company also generates income from investment securities and other financial instruments. Its diversified revenue streams help mitigate risks associated with any single line of business.