The Cigna Group

The Cigna Group provides insurance and related products and services in the United States. Its business is organized into two segments: Evernorth Health Services and Cigna Healthcare. Evernorth Health Services includes Pharmacy Benefit Services and Specialty and Care Services, offering pharmacy benefit management, drug claim adjudication, retail pharmacy network administration, benefit design consultation, drug utilization review, drug formulary management, pharmacy benefits, home delivery pharmacy, specialty pharmacy, specialty pharmaceutical distribution, and clinical programs for whole-person health outcomes. Cigna Healthcare comprises U.S. Healthcare and International Health, delivering comprehensive medical and coordinated solutions such as employer medical plans, individual and family plans, behavioral health, consumer health engagement, dental, pharmacy management, stop-loss insurance, global health care, and local health care solutions, as well as health care benefits for mobile individuals and employees of multinational organizations.

The Cigna Group is listed on the New York Stock Exchange (NYSE) under the ticker symbol CI. Its financial reporting and stock trading are conducted in US Dollars (USD), as the company is based in the United States. The exchange is one of the largest stock exchanges in the world, providing liquidity and visibility for the company's shares.

The Cigna Group operates in the Healthcare sector, specifically within the Healthcare Plans industry. This industry includes companies that provide health insurance and managed care services. As a healthcare plans provider, Cigna offers a range of medical, dental, behavioral health, and pharmacy benefit management services to employers, individuals, and government entities. The sector is highly regulated and focuses on improving health outcomes while managing costs.

The Cigna Group is headquartered in Bloomfield, Connecticut, United States. It primarily serves the U.S. market through its two segments: Evernorth Health Services and Cigna Healthcare. While its main operations are domestic, the International Health division under Cigna Healthcare provides global health care solutions and benefits for mobile individuals and employees of multinational organizations, indicating a presence in international markets as well.

The Cigna Group generates revenue primarily through its two business segments. Evernorth Health Services earns from pharmacy benefit management, specialty pharmacy, and clinical programs, providing services to health plans, employers, and government entities. Cigna Healthcare generates premiums from employer medical plans, individual and family plans, dental, behavioral health, and stop-loss insurance. The company also earns from corporate-owned life insurance, reinsurance, and certain run-off businesses. Products are distributed through brokers, consultants, directly to employers and individuals, and via private and public exchanges.