Company Profile
Capitec Bank Holdings Limited, through its subsidiaries provides various banking products and services in South Africa. Its operations are structured into three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services.
Its portfolio also includes flexible, notice, fixed, and tax-free savings, call and notice deposits, term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans, overdrafts, instalment sales and leases, credit and debit cards, and access facilities, and payment, merchant, forex, franchising, and value-added services
Treasury products comprising foreign exchange spot trades and foreign exchange forward contracts. Its portfolio also includes insurance products, such as general, fleet, agricultural, engineering, motor traders, hospitality, contractors all risk, life, and credit insurance
Funeral cover insurance, and trade finance products, including letters of credit, trade guarantees, bills of collection, exchange control, and society for globally interbank financial telecommunication
App and online banking. Additionally, it offers vehicle and asset finance, property finance, rental finance, credit line products, and card machines. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.