Company Profile
Dhanlaxmi Bank provides various banking and financial services in India. Its operations are structured into Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Banking Business Operations segments.
It offers deposit products, such as savings and current accounts, and term deposits. Its portfolio also includes loans, including personal, home, new and used car, two wheeler, commercial, gold, education, business, and green loans
Loans against securities and properties, and lease rental discounting, and foreign exchange services comprising foreign currency cash, cheque deposits, foreign currency demand drafts, and remittances
Export and import services. Its portfolio also includes credit products comprising industrial and trade advance, import export assistance, and agricultural assistance, corporate salary, credit treasury bills and linked loans, trade finance, electronic bank guarantees, and liberalized remittance schemes, 3 in 1 trading accounts, and mutual funds investment services
Life, health, and car insurance products. Additionally, it offers non-resident Indians (NRI) banking services, such as non-residential external accounts, non-resident ordinary accounts, recurring and term deposits, foreign currency non-resident fixed deposits, and resident foreign currency
Money transfer services and NRI property loans; and micro and agricultural banking, and financial planning services, as well as SME banking services including working capital facilities, trade facilities, and capacity expansion services.
Its portfolio also includes credit, debit, and gift cards, retail and corporate net, mobile phone, and SMS banking, online services, such as bill payment, unified payments interface, prepaid mobile/DTH/data card recharges, missed call, shopping, positive pay, online trading, and custom duty online payments, and depository services Safe deposit lockers. Dhanlaxmi Bank Limited was incorporated in 1927 and is based in Thrissur, India.