Eagle Bancorp, Inc.

Eagle Bancorp, Inc. is the bank holding company for EagleBank, which provides commercial and consumer banking services primarily in the United States. The bank offers a range of deposit services, including business and personal checking accounts, cash management services, business sweep accounts, lock boxes, remote deposit capture, account reconciliation, merchant card services, safety deposit boxes, and automated clearing house origination. On the lending side, it provides commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing. Its portfolio also includes asset-based lending, accounts receivable financing, construction and commercial real estate loans, business equipment financing, consumer home equity lines of credit, personal lines of credit, term loans, auto and personal loans, and personal credit cards. Additionally, it offers online and mobile banking, insurance products through a referral program, and treasury management services.

Eagle Bancorp, Inc. is listed on the Nasdaq Capital Market (NasdaqCM) under the ticker symbol EGBN. The company operates in the United States and its financial reporting is conducted in US Dollars (USD). As a regional bank holding company, its stock is traded in US dollars on this major US exchange, providing liquidity and access to investors interested in the financial services sector.

Eagle Bancorp, Inc. operates in the Financial Services sector and is specifically classified under the Banks - Regional industry. This means it is a regional bank that focuses on providing banking services to local communities, small to medium-sized businesses, and individuals within its geographic footprint. As a regional bank, it competes with both larger national banks and smaller community banks, offering a mix of commercial and consumer banking products tailored to its market.

Eagle Bancorp, Inc. is headquartered in Bethesda, Maryland, United States. The company serves customers primarily in the United States, focusing on sole proprietors, small, medium, and middle-sized businesses, partnerships, corporations, non-profit organizations, associations, and individual investors. Its banking operations are concentrated in the Washington, D.C. metropolitan area, leveraging its local presence to provide personalized commercial and consumer banking services.

Eagle Bancorp generates revenue primarily through net interest income from its lending and deposit activities. It earns interest on various loan products, including commercial loans, real estate loans, construction loans, and consumer loans, while paying interest on deposits. Additionally, it earns non-interest income from fees and service charges on deposit accounts, cash management services, merchant card services, and treasury management. The bank also generates income from insurance product referrals and other ancillary services. Its business model focuses on serving local businesses and individuals, with a strong emphasis on commercial lending and relationship-based banking.