For Q2 FY2026 ended June 30, 2026, Enova International reported revenue of $928.9 million, up 21.6% year-over-year. Net income was $105.1 million, a 38.0% increase, and diluted EPS rose 39.9% to $4.00. Operating income grew 28.8% to $237.1 million. The company had $122.2 million in cash, $1.5 billion in equity, and $5.0 billion in long-term debt.
•Revenue increased 21.6% YoY to $928.9 million.
•Net income rose 38.0% YoY to $105.1 million.
•Diluted EPS grew 39.9% to $4.00.
•Operating income up 28.8% to $237.1 million.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Enova International, Inc., a technology and analytics company provides online financial services globally. The company offers consumer and small business installment loans. Its portfolio also includes consumer and small business line of credit accounts, CSO programs
Including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents, and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan
Money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Founded in 2003, Enova International is headquartered in Chicago, Illinois.
Enova International, Inc. is a technology and analytics company that provides online financial services globally. The company offers consumer and small business installment loans, as well as consumer and small business lines of credit. Additionally, Enova operates CSO programs, which involve arranging loans with independent third-party lenders and assisting in the preparation of loan applications and documents. It also provides bank programs, including marketing services and loan servicing for near-prime unsecured consumer installment loans, along with money transfer services. Enova markets its financing products under several brands, including CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea.
On which stock exchange is Enova International (ENVA) listed and in what currency?
Enova International, Inc. is listed on the New York Stock Exchange (NYSE) under the ticker symbol ENVA. The company's financials are reported in US Dollars (USD), as it is headquartered in the United States. Trading on the NYSE provides liquidity and exposure to a broad base of investors, and the use of USD reflects its primary operations in the US market.
What sector and industry does Enova International (ENVA) belong to?
Enova International operates in the Financial Services sector, specifically within the Credit Services industry. This means the company is primarily involved in providing credit-related products and services, such as loans and lines of credit, to consumers and small businesses. As a credit services firm, Enova uses its technology and analytics to assess risk and offer online financial solutions, distinguishing itself from traditional banks through its digital-first approach.
Where is Enova International (ENVA) headquartered and what markets does it serve?
Enova International is headquartered in Chicago, Illinois, United States. The company was founded in 2003 and serves customers globally, with a focus on the US market. Its online platform allows it to reach consumers and small businesses across multiple regions, offering financial products under brands like CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea. The company's global reach is supported by its technology-driven model, enabling it to provide services in various countries.
How does Enova International (ENVA) generate revenue?
Enova International generates revenue primarily through interest and fees from its lending products, including consumer and small business installment loans and lines of credit. It also earns income from its CSO programs, where it arranges loans with third-party lenders and assists with loan applications. Additionally, the company provides marketing services and loan servicing for near-prime unsecured consumer installment loans through its bank programs. Money transfer services under the Pangea brand contribute further to its revenue stream. By leveraging its analytics and technology, Enova manages risk and optimizes its product offerings across multiple brands.