For Q1 FY2026 (ended March 31, 2026), Equity Bancshares reported net income of $16.97 million, up 12.8% year-over-year. Diluted EPS was $0.80, a decrease of 5.9% from the prior year. Total equity stood at $817.6 million, with long-term debt of $490.0 million.
•Net income increased 12.8% YoY to $16.97 million.
•Diluted EPS fell 5.9% to $0.80.
•Equity totaled $817.6 million; long-term debt was $490.0 million.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Equity Bancshares is the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. It accepts demand, savings, money market, and time deposits.
The company's loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, government guaranteed, letter of credit, and loan products
Loans for 1 4 family residential mortgages, agricultural, consumer, residential real estate mortgage, and agricultural real estate and production loans. Additionally, it offers debit and credit cards.
Its portfolio also includes insurance brokerage, trust and wealth management, online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements, mobile banking solutions comprising remote check deposits with mobile bill pay, night depository, direct deposit, cashier's and travelers checks, letters of credit, and ITMs and ATMs
Cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts
Banking services through telephone, mail, and personal appointments. Additionally, it offers treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house origination, and stop payments. It operates in Arkansas, Kansas, Missouri, and Oklahoma. Founded in 1985, Equity Bancshares is headquartered in Wichita, Kansas.
Equity Bancshares, Inc. is the bank holding company for Equity Bank, which provides a wide range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various deposits, including demand, savings, money market, and time deposits. Its loan products cover commercial and industrial loans, commercial real estate, commercial lines of credit, working capital, term loans, equipment and aircraft financing, acquisition and development loans, real estate construction loans, government guaranteed loans, letters of credit, and loans for 1-4 family residential mortgages, agricultural, consumer, and residential real estate mortgages. Additionally, it offers debit and credit cards, insurance brokerage, trust and wealth management, online and mobile banking solutions, treasury management services, and cash management products such as lockbox, remote deposit capture, and sweep accounts.
Where is Equity Bancshares (EQBK) listed and in what currency?
Equity Bancshares, Inc. is listed on the New York Stock Exchange (NYSE) under the ticker symbol EQBK. Its securities are traded in US dollars (USD), and the company's financial reporting is conducted in USD. As a US-based financial institution, all its operations and transactions are denominated in US dollars.
What sector and industry does Equity Bancshares (EQBK) operate in?
Equity Bancshares, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. This means it is a regional bank holding company that provides traditional banking services to individuals and businesses in its geographic footprint. As a regional bank, it focuses on serving local communities with a range of deposit and loan products, as well as other financial services like wealth management and treasury services.
What are the main products and services offered by Equity Bancshares (EQBK)?
Equity Bancshares offers a comprehensive suite of banking and financial services. Its deposit products include demand, savings, money market, and time deposits. On the lending side, it provides commercial and industrial loans, commercial real estate loans, commercial lines of credit, working capital loans, term loans, equipment and aircraft financing, acquisition and development loans, real estate construction loans, government guaranteed loans, letters of credit, residential mortgages, agricultural loans, and consumer loans. The company also issues debit and credit cards. Additional services include insurance brokerage, trust and wealth management, online banking with bill payment and electronic statements, mobile banking with remote check deposit and mobile bill pay, night depository, direct deposit, cashier's and travelers checks, ITMs and ATMs, and cash management products such as lockbox, remote deposit capture, positive pay, account reconciliation, zero balance accounts, and sweep accounts. Treasury management services include balance reporting, wire transfers, and automated clearing house services.
What is the business model of Equity Bancshares (EQBK) and how does it generate revenue?
Equity Bancshares generates revenue primarily through net interest income, which is the difference between interest earned on loans and investments and interest paid on deposits and borrowings. The company earns interest from its diverse loan portfolio, which includes commercial, real estate, agricultural, and consumer loans. Additionally, it earns non-interest income from fees and service charges on deposit accounts, debit and credit card transactions, mortgage banking activities, insurance brokerage commissions, trust and wealth management fees, and treasury management services. By offering a broad range of financial products and services, Equity Bancshares caters to both individual and corporate customers, aiming to build long-term relationships and generate recurring revenue streams.