Company Profile
ESAF Small Finance Bank banks products and services to retail, rural, and corporate customers in India. Its business is organized into Treasury, Wholesale Banking, Retail Banking, and Banking segments. The company offers savings, current, and NRI accounts.
Its portfolio also includes foreign currency non-resident deposit accounts, fixed, recurring, social, and term deposits, personal net, mobile, SMS, missed call, and USSD banking services, and debit and credit cards
Working capital/term, farmer interest group, used and new car, two- and three-wheeler, light commercial vehicle, school, personal, agri gold, lease rental discounting, dream education, gold, dairy development, MSME, dream home, clean energy, business, micro housing, income generation, general, microfinance, QR, micro enterprise, and loans.
Its portfolio also includes as well as ESAF FPO finance, trade receivables e-discounting system, salary overdrafts, and loans against property. Additionally, it offers micro-banking services. Its portfolio also includes unified payment interface services, investment products, including national pension systems, third party financial product distribution, such as life, general, and health insurance
3-in-1 accounts, treasury services, foreign exchange services comprising purchase and sale of currencies, outward and inward remittances, money transfer service schemes, multicurrency forex card, and non-resident repatriation, and banking services. Founded in 1992, the company is based in Thrissur, India. ESAF Small Finance Bank is a subsidiary of ESAF Financial Holdings Private Limited.