Fair Isaac Corporation

Fair Isaac Corporation, commonly known as FICO, provides analytics software and decision management solutions. Its business is organized into two segments: Scores and Software. The Scores segment offers predictive credit scores and business-to-business scoring solutions, as well as consumer-facing services through myFICO.com. The Software segment provides pre-configured analytic and decision management solutions for account origination, customer management, fraud detection, and marketing. Key products include FICO Platform, FICO Decision Modeler, FICO Blaze Advisor, FICO Fraud Solutions, and FICO TRIAD Customer Manager. The company serves clients in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.

FICO is listed on the New York Stock Exchange (NYSE) under the ticker symbol FICO. Its shares are traded in United States Dollars (USD). As a US-based company, it is part of the US region and its financial reporting is in USD. Investors can buy and sell FICO stock during regular NYSE trading hours.

FICO operates in the Technology sector and is classified under the Software - Application industry. This means it develops and sells software applications, specifically analytics and decision management software used by businesses to assess credit risk, detect fraud, manage customer relationships, and optimize operations. Its technology solutions are widely used in financial services and other industries.

FICO operates globally, serving clients in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. While headquartered in the United States, the company has a significant international presence, providing analytics software and scoring solutions to businesses and consumers across these regions. Its global reach allows it to offer credit scoring and decision management tools adapted to various markets.

FICO generates revenue through two main segments: Scores and Software. The Scores segment earns fees from business-to-business scoring services, where clients access predictive credit scores for integration into their decision-making, and from business-to-consumer subscriptions via myFICO.com. The Software segment sells pre-configured analytic solutions and professional services, including implementation and consulting. Key offerings like FICO Platform, fraud detection solutions, and customer management tools are licensed to clients. The company also provides stand-alone software products such as FICO Decision Modeler and FICO Blaze Advisor.