For Q1 FY2026 (ended March 31, 2026), First Mid Bancshares reported net income of $26.3 million, up 18.7% year-over-year. Diluted EPS was $1.06, a 14.0% increase from the prior year. Equity stood at $1.08 billion, while long-term debt was $354.5 million as of December 31, 2025.
•Net income rose 18.7% YoY to $26.3 million.
•Diluted EPS increased 14.0% to $1.06.
•Equity totaled $1.08 billion; long-term debt was $354.5 million.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
First Mid Bancshares, Inc., a financial holding company provides community banking products and services to commercial, retail, and agricultural customers in the United States.
It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate owner and non-owner occupied, and consumer loans
Construction and land development, 1-4 family residential properties, and multifamily residential properties loans; and loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases Wealth management services, which include estate planning and investment services to individuals.
Its portfolio also includes employee benefit services for businesses, and farm management and brokerage services. It also provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. Founded in 1865 and headquartered in Mattoon, Illinois, First Mid Bancshares was formerly known as First Mid-Illinois Bancshares, Inc. before rebranding in April 2019.
First Mid Bancshares, Inc. is a financial holding company that provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products including demand deposits, savings accounts, money market deposits, and time deposits. The company's loan portfolio encompasses commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate (owner and non-owner occupied), consumer loans, construction and land development, 1-4 family residential properties, and multifamily residential properties. Additionally, it offers loans to municipalities for community projects such as infrastructure improvements or equipment purchases. Beyond traditional banking, First Mid provides wealth management services including estate planning and investment services, employee benefit services for businesses, and farm management and brokerage services. It also offers property and casualty insurance, senior insurance products, group medical insurance for businesses, and personal lines insurance to individuals.
Where is First Mid Bancshares, Inc. listed and what currency does it use?
First Mid Bancshares, Inc. is listed on the Nasdaq Global Market (NasdaqGM) under the ticker symbol FMBH. The company trades in United States Dollars (USD), reflecting its operations based in the United States. As a regional bank holding company headquartered in Mattoon, Illinois, its financial reporting and stock trading are conducted in USD, which is the standard currency for U.S.-listed equities. Investors can buy and sell shares of FMBH on the Nasdaq exchange during regular trading hours.
What sector and industry does First Mid Bancshares, Inc. operate in?
First Mid Bancshares, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. This classification indicates that the company is a regional bank holding company, meaning it provides a range of banking and financial services primarily to customers in specific geographic areas rather than on a national or global scale. As a regional bank, First Mid focuses on community banking, offering deposit accounts, loans, wealth management, insurance, and other financial products tailored to local commercial, retail, and agricultural clients. Its industry peers include other regional banks that serve similar markets in the United States.
Where is First Mid Bancshares, Inc. headquartered and what markets does it serve?
First Mid Bancshares, Inc. is headquartered in Mattoon, Illinois, United States. The company serves commercial, retail, and agricultural customers across the United States, with a focus on community banking in its local regions. Founded in 1865, it has a long history of providing banking services to individuals, businesses, and farms. The company's operations include a network of branches and offices that offer deposit products, loans, wealth management, insurance, and employee benefit services. While its primary market is the U.S., its services are tailored to the needs of communities in Illinois and surrounding areas, though the exact geographic footprint is not specified in the available data.
How does First Mid Bancshares, Inc. make money?
First Mid Bancshares, Inc. generates revenue primarily through traditional banking activities, including net interest income from loans and deposits. It offers a variety of loan products such as commercial real estate, commercial and industrial, agricultural, residential mortgage, and consumer loans, which earn interest. The company also earns fee income from deposit accounts, wealth management services (estate planning and investment services), employee benefit services for businesses, and farm management and brokerage services. Additionally, it generates revenue through insurance operations, offering property and casualty insurance, senior insurance products, group medical insurance for businesses, and personal lines insurance. By providing a comprehensive suite of financial products and services, First Mid diversifies its income streams beyond traditional lending.