Federal Home Loan Mortgage Corporation

Federal Home Loan Mortgage Corporation, commonly known as Freddie Mac, operates in the secondary mortgage market in the United States. Its primary role is to purchase, securitize, and guarantee mortgage loans, thereby providing liquidity, stability, and affordability to the housing market. The company is structured into two main segments: Single-Family and Multifamily. The Single-Family segment focuses on single-family loans, managing mortgage credit and market risk, and handling mortgage-related investments, securitization, and treasury functions. The Multifamily segment deals with multifamily loans, including the issuance of multifamily K certificates, and invests in multifamily loans and mortgage-related securities. Freddie Mac serves a wide range of institutions such as mortgage banking companies, commercial banks, credit unions, insurance companies, pension funds, and REITs.

Federal Home Loan Mortgage Corporation (FMCC) is listed on the OTC Markets OTCQB exchange, which is an over-the-counter market in the United States. The company's stock trades in US Dollars (USD). The OTCQB is a venture market designed for early-stage and developing U.S. and international companies. As a government-sponsored enterprise, Freddie Mac's common stock is not listed on major exchanges like the NYSE or NASDAQ but is available for trading on the OTC markets.

Federal Home Loan Mortgage Corporation (FMCC) operates in the Financial Services sector, specifically within the Mortgage Finance industry. As a mortgage finance company, Freddie Mac plays a critical role in the U.S. housing finance system by providing liquidity to mortgage lenders through the purchase and securitization of residential and multifamily mortgages. Its activities help ensure a steady flow of funds for homebuyers and rental housing, supporting the broader financial services ecosystem.

Federal Home Loan Mortgage Corporation (Freddie Mac) is headquartered in McLean, Virginia, United States. It primarily serves the U.S. secondary mortgage market, operating nationwide. The company's customers include mortgage banking companies, commercial banks, regional banks, community banks, credit unions, housing finance agencies (HFAs), savings institutions, non-depository institutions, insurance companies, money managers, central banks, pension funds, state and local governments, REITs, and brokers and dealers. Through its Single-Family and Multifamily segments, Freddie Mac supports both residential homebuyers and the multifamily rental housing market across the country.

Freddie Mac generates revenue primarily through its role in the secondary mortgage market. In the Single-Family segment, it earns guarantee fees for guaranteeing the timely payment of principal and interest on mortgage-backed securities (MBS) it issues. It also generates income from its mortgage-related investments portfolio, which includes retained mortgage loans and securities, as well as from treasury and securitization activities. In the Multifamily segment, Freddie Mac earns fees from purchasing, securitizing, and guaranteeing multifamily loans, and from issuing multifamily K certificates. Additionally, it invests in multifamily loans and mortgage-related securities, earning interest income and capital gains. The company manages mortgage credit and market risk to protect its financial position.