Federal National Mortgage Association

Federal National Mortgage Association, commonly known as Fannie Mae, provides financing solutions for residential mortgages in the United States. The company operates through two segments: Single-Family and Multifamily. In the Single-Family segment, it acquires and securitizes mortgages, manages credit risk and loss, and conducts mortgage securitization transactions such as lender swaps, portfolio securitizations, and structured securitizations. The Multifamily segment focuses on similar activities for multifamily properties. By purchasing mortgages from lenders and packaging them into mortgage-backed securities, Fannie Mae helps increase the availability of affordable housing finance across the country.

Fannie Mae's common stock trades on the OTC Markets OTCQB exchange under the ticker symbol FNMAT. The shares are denominated in US Dollars (USD). As an over-the-counter security, FNMAT is not listed on major exchanges like the NYSE or Nasdaq, but it is still actively traded through broker-dealers. Investors should be aware that OTC stocks may have lower liquidity and different reporting requirements compared to exchange-listed securities.

Federal National Mortgage Association operates in the Financial Services sector, specifically within the Mortgage Finance industry. This means the company is primarily involved in providing funding and liquidity for mortgage loans. As a government-sponsored enterprise, Fannie Mae plays a key role in the US housing market by buying mortgages from lenders, which in turn allows lenders to offer more loans to homebuyers. The Mortgage Finance industry includes entities that originate, securitize, and service mortgage loans, and Fannie Mae is one of the largest players in this space.

Federal National Mortgage Association is headquartered in Washington, District of Columbia, United States. It serves the residential mortgage market across the entire United States. The company's operations are focused on providing liquidity, stability, and affordability to the US housing market. Through its Single-Family and Multifamily segments, Fannie Mae supports homebuyers, renters, and lenders nationwide by purchasing and securitizing mortgages, thereby enabling a steady flow of funds for housing finance.

Fannie Mae generates revenue primarily through its mortgage securitization activities. The company buys mortgages from lenders and packages them into mortgage-backed securities (MBS), which are then sold to investors. Fannie Mae earns guarantee fees for assuming the credit risk on these MBS. Additionally, it earns interest income from its retained mortgage portfolio and from investments in mortgage-related securities. The company also generates revenue from its Multifamily segment through similar securitization and credit risk management services. By charging fees for these services, Fannie Mae profits while facilitating the flow of capital in the housing market.