Federal National Mortgage Association

Federal National Mortgage Association, commonly known as Fannie Mae, provides financing solutions for residential mortgages in the United States. The company operates through two segments: Single-Family and Multifamily. Its activities include mortgage acquisitions and securitizations, as well as credit risk and loss management services. Specifically, Fannie Mae engages in mortgage securitization transactions such as lender swap, portfolio securitization, and structured securitization transactions. By purchasing and guaranteeing mortgages, it helps to ensure liquidity in the housing market, making homeownership more accessible for millions of Americans.

Federal National Mortgage Association (FNMFN) is traded on the OTC Markets OTCQB exchange. The trading currency is the US Dollar (USD). As an over-the-counter listing, the stock is not listed on a major exchange like the NYSE or Nasdaq, but it is still actively traded through broker-dealers. Investors should be aware that OTC stocks may have lower liquidity and different reporting requirements compared to exchange-listed securities.

Federal National Mortgage Association (FNMFN) operates in the Financial Services sector, specifically within the Mortgage Finance industry. This means the company is primarily involved in providing financing and services related to residential mortgages. As a government-sponsored enterprise (GSE), Fannie Mae plays a key role in the US housing finance system by purchasing mortgages from lenders, packaging them into mortgage-backed securities, and guaranteeing them against default. Its industry focus is on facilitating mortgage lending and managing associated credit risks.

Federal National Mortgage Association (FNMFN) is headquartered in Washington, District of Columbia, United States. The company serves the US residential mortgage market, providing financing solutions for single-family and multifamily properties nationwide. As a government-sponsored enterprise, its operations are focused exclusively on the United States, supporting the housing market by ensuring a steady flow of funds for mortgage lenders. Fannie Mae does not have international operations; its entire business is concentrated on the US housing finance system.

Federal National Mortgage Association (FNMFN) generates revenue primarily through its mortgage acquisition and securitization activities. The company buys mortgages from lenders, pools them into mortgage-backed securities (MBS), and sells these securities to investors, earning guarantee fees for assuming credit risk. Additionally, Fannie Mae earns interest income from its retained mortgage portfolio and fees from credit risk management services. Its two segments—Single-Family and Multifamily—each contribute to revenue by facilitating mortgage financing for different property types. The company's business model relies on the spread between the interest earned on mortgage assets and the cost of funding, as well as guarantee fees.