For Q1 FY2026 ended March 31, 2026, HCI Group reported revenue of $242.9 million, up 12.2% year-over-year. Net income was $73.4 million, a 5.3% increase, with diluted EPS of $5.45, up 1.9%. Cash and cash equivalents totaled $1.01 billion, and shareholders' equity was $1.09 billion.
•Revenue increased 12.2% YoY to $242.9 million.
•Net income rose 5.3% YoY to $73.4 million.
•Diluted EPS grew 1.9% YoY to $5.45.
•Cash and equity stood at $1.01 billion and $1.09 billion, respectively.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
HCI provides the property and casualty insurance business in the United States. Its operations are structured into Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products.
Its portfolio also includes claim adjusting and processing services, turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform, and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies Harmony, a policy administration platform.
Its portfolio also includes ClaimColony, an end-to-end claims management platform, and AtlasViewer, a mapping and data visualization platform. Additionally, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. Incorporated in 2006 and headquartered in Tampa, Florida, HCI was formerly known as Homeowners Choice, Inc. before rebranding in May 2013.
HCI Group, Inc. is a holding company that provides property and casualty insurance in the United States. Its operations are divided into four segments: Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate. The Insurance Operations segment offers homeowners' property and casualty insurance products. Through its Exzeo segment, HCI provides turnkey insurance technology and operations solutions, including platforms like SAMS™ for policy management, Harmony for policy administration, ClaimColony for claims management, and AtlasViewer for mapping and data visualization. The Reciprocal Exchange Operations segment manages reciprocal exchanges, while the Real Estate segment develops and operates commercial properties for investment. HCI also offers claim adjusting and processing services.
Where is HCI Group, Inc. listed and what currency does it trade in?
HCI Group, Inc. is listed on the New York Stock Exchange (NYSE) under the ticker symbol HCI. Its shares are traded in U.S. dollars (USD). The company is headquartered in Tampa, Florida, and operates primarily in the United States. As a publicly traded company on a major U.S. exchange, HCI provides investors with access to its financial performance through standard reporting requirements.
What sector and industry does HCI Group, Inc. belong to?
HCI Group, Inc. operates in the Financial Services sector, specifically within the Insurance - Property & Casualty industry. This means the company is primarily engaged in underwriting and selling insurance policies that protect homeowners and other property owners against losses from events like fire, theft, and natural disasters. As a property and casualty insurer, HCI assumes risk in exchange for premiums and manages claims when policyholders experience covered losses. The company's focus on this industry is supported by its technology platforms that streamline policy management and claims processing.
Where is HCI Group, Inc. headquartered and what markets does it serve?
HCI Group, Inc. is headquartered in Tampa, Florida, United States. The company serves the U.S. market, providing property and casualty insurance products primarily to homeowners. Its operations are concentrated in the United States, and it does not have disclosed international operations. HCI's headquarters in Tampa places it in a region prone to hurricanes and other natural disasters, which influences its insurance offerings and risk management strategies. The company was originally founded as Homeowners Choice, Inc. before rebranding to HCI Group in May 2013.
How does HCI Group, Inc. generate revenue through its business segments?
HCI Group, Inc. generates revenue primarily through its Insurance Operations segment by collecting premiums from homeowners' property and casualty insurance policies. Additionally, the Exzeo segment earns revenue by providing technology and operations solutions to other insurance carriers and agents, including platforms like SAMS™, Harmony, ClaimColony, and AtlasViewer. The Reciprocal Exchange Operations segment generates income from managing reciprocal insurance exchanges, while the Real Estate segment produces revenue through developing and leasing commercial properties. HCI also offers claim adjusting and processing services, which contribute to its overall revenue stream. This diversified business model allows HCI to generate income from both traditional insurance underwriting and technology-driven services.