For Q1 FY2026 (ended March 31, 2026), Investar reported net income of $12.0 million, a 91.1% increase year-over-year. Diluted EPS was $0.77, up 22.2% from the prior year. Total equity stood at $414.6 million, and long-term debt was $9.8 million as of December 31, 2025.
•Net income rose 91.1% YoY to $12.0 million.
•Diluted EPS increased 22.2% to $0.77.
•Equity totaled $414.6 million at quarter end.
•Long-term debt was $9.8 million as of December 31, 2025.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Investar is the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States.
The company offers various deposit products and services, such as savings, checking, money market, and individual retirement accounts, as well as various certificates of deposit. Its portfolio also includes debit and credit cards, internet, mobile, and video banking services, and reciprocal deposit products, as well as commercial real estate loans.
Its portfolio also includes commercial and industrial loans, including working capital lines of credit and equipment loans, construction and development loans comprising loans for the construction of commercial projects, and single family residential and multifamily properties, one-to-four family residential real estate loans, which includes second mortgage loans, and consumer loans, such as secured or unsecured loans, installment or term loans, home equity loans and lines of credit, business purpose loans, and auto loans, as well as loans for personal, family, and household purposes.
Additionally, it offers treasury management products, including remote deposit capture, virtual vaults, positive pay, automated clearing house origination, credit card processing, wire transfers, investment sweep accounts, and business internet banking services
Various other banking services, such as cashier's checks, direct deposit of payroll and social security checks, night depository, bank-by-mail, ATMs with deposit automation, electronic statements, interactive teller machines, online account opening, online bill payment, online fund transfer, Zelle money transfer solutions, and mobile wallet payment option services. Founded in 2006, Investar is headquartered in Baton Rouge, Louisiana.
Investar Holding Corporation is the bank holding company for Investar Bank, which provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses. The company offers deposit products such as savings, checking, money market, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio includes commercial real estate loans, commercial and industrial loans (including working capital lines of credit and equipment loans), construction and development loans, single family residential and multifamily property loans, and consumer loans (such as home equity loans, auto loans, and personal loans). Additionally, Investar provides treasury management services like remote deposit capture, virtual vaults, positive pay, automated clearing house origination, credit card processing, wire transfers, and business internet banking. Other services include debit and credit cards, internet and mobile banking, and reciprocal deposit products.
Where is Investar Holding Corporation (ISTR) listed and in which currency?
Investar Holding Corporation is listed on the NasdaqGM exchange under the ticker symbol ISTR. Its securities are traded in US Dollars (USD), reflecting its primary operations in the United States. The company's listing on NasdaqGM provides liquidity and visibility to investors interested in regional banking stocks.
What sector and industry does Investar Holding Corporation (ISTR) belong to?
Investar Holding Corporation operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank holding company, it focuses on providing traditional banking services to local communities, distinguishing itself from large national or global banks. Its industry classification indicates that it primarily serves customers in specific geographic regions, offering a mix of retail and commercial banking products tailored to local economic conditions.
In which geographic markets does Investar Holding Corporation (ISTR) operate?
Investar Holding Corporation, through its subsidiary Investar Bank, serves customers in south Louisiana, southeast Texas, and Alabama in the United States. This regional focus allows the bank to develop deep relationships with local individuals, professionals, and small to medium-sized businesses. By concentrating on these specific areas, Investar can tailor its products and services to meet the unique needs of these communities, including commercial real estate lending and treasury management solutions that support local economic growth.
How does Investar Holding Corporation (ISTR) generate revenue?
Investar Holding Corporation generates revenue primarily through interest income from its loan portfolio, which includes commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. It also earns non-interest income from deposit account fees, treasury management services (such as remote deposit capture and wire transfers), and other banking services like debit and credit card processing. The company's deposit products, including savings, checking, and money market accounts, provide a stable funding source for its lending activities. Additionally, fees from services like cashier's checks, direct deposit, and night depository contribute to its revenue stream.