Jack Henry & Associates, Inc.

Jack Henry & Associates is a financial technology company that connects people and financial institutions through technology solutions and payment processing services. Its business is organized into four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms for banks and credit unions, including integrated applications for deposit, loan, and general ledger transactions. The Payments segment offers secure payment processing tools such as ATM, ACH origination, remote deposit capture, and debit/credit card processing. The Complementary segment provides digital/mobile banking, treasury, online account opening, and fraud/anti-money laundering solutions. The Corporate segment offers hardware and other products.

Jack Henry & Associates is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol JKHY. Its shares are traded in United States Dollars (USD). The company is headquartered in the United States and operates primarily in the US market, serving financial institutions across the country.

Jack Henry & Associates operates in the Technology sector and is classified under the Information Technology Services industry. This means the company provides technology-based services and solutions to other businesses, specifically focusing on financial technology (fintech) for banks and credit unions. Its services include core processing, payment processing, digital banking, and risk management solutions.

Jack Henry & Associates offers several key platforms and products. Its portfolio includes SilverLake, a system designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. Additionally, the company provides specialized solutions for financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile banking. These products help financial institutions manage deposits, loans, transactions, and customer accounts efficiently.

Jack Henry & Associates generates revenue through its four business segments: Core, Payments, Complementary, and Corporate and Other. The Core segment earns revenue from providing core information processing platforms and integrated applications to banks and credit unions. The Payments segment generates income from payment processing services such as ATM, ACH, remote deposit capture, and card processing. The Complementary segment brings in revenue from software and hosted processing platforms for digital banking, treasury, fraud prevention, and lending solutions. The Corporate segment includes hardware sales and other products. The company serves financial services organizations and corporate entities, primarily in the United States.