Kearny Financial Corp.

Kearny Financial Corp. is the holding company for Kearny Bank, which provides a range of banking products and services in the United States. The bank offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. On the lending side, it provides multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family residential mortgage loans, and home equity loans and lines of credit. Additionally, the bank offers construction loans for multi-family residential buildings, commercial real estate, and one- to four-family residences, as well as overdraft lines of credit and personal loans. Kearny Financial also engages in investment activities.

Kearny Financial Corp. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol KRNY. The company's stock is traded in US dollars (USD), reflecting its primary operations in the United States. As a US-based financial institution, its financial reporting and stock transactions are denominated in USD, making it accessible to investors on major US exchanges.

Kearny Financial Corp. operates in the Financial Services sector, specifically within the Banks - Regional industry. This classification indicates that the company is a regional bank, meaning it focuses on providing banking services to a specific geographic area rather than operating on a national or global scale. As a regional bank, Kearny Financial offers traditional banking products such as deposits and loans to individuals and businesses in its market area, primarily in New Jersey and surrounding regions.

Kearny Financial Corp. is headquartered in Fairfield, New Jersey, United States. Founded in 1884, the company has a long history of serving customers in the US market. Through its subsidiary Kearny Bank, it provides banking products and services primarily to individuals and businesses in the United States. The bank's focus is on the regional market, offering deposit accounts, loans, and other financial services to meet the needs of its local community.

Kearny Financial Corp. generates revenue primarily through its banking operations, specifically by earning interest on loans and investing in securities. The company's loan portfolio includes multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family residential mortgage loans, and home equity loans and lines of credit. It also provides construction loans for residential and commercial projects. Additionally, the bank earns fee income from deposit accounts and other services. Interest income from loans and investments forms the core of its revenue, while non-interest income from service charges and fees contributes as well.