In Q1 FY2026 (ended March 31, 2026), Lemonade reported revenue of $258 million, up 70.6% year-over-year. Net loss narrowed to $35.8 million, a 42.6% improvement from the prior year. Diluted EPS was -$0.47, compared to -$0.86 a year ago. Cash and cash equivalents stood at $374.3 million, with total equity of $518 million.
•Revenue surged 70.6% YoY to $258 million.
•Net loss improved 42.6% to $35.8 million.
•Diluted EPS of -$0.47, up from -$0.86.
•Cash and equity at $374.3 million and $518 million, respectively.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Lemonade provides various insurance products in the United States, Europe, Louisiana, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products
Insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property.
Additionally, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. Incorporated in 2015, Lemonade is headquartered in New York, New York.
Lemonade, Inc. is a financial services company that offers a range of insurance products primarily in the United States, Europe, and the United Kingdom. Its main offerings include renters and homeowners insurance, building insurance, car insurance, pet insurance, life insurance, and landlord insurance. The company also provides coverage for stolen or damaged property and personal liability protection if a customer is responsible for an accident or damage to another person or their property. Additionally, Lemonade operates as an agent for other insurance companies, meaning it facilitates policies from other insurers. Founded in 2015 and headquartered in New York, New York, Lemonade uses a technology-driven platform to simplify the insurance process.
Where is Lemonade (LMND) listed and in which currency?
Lemonade, Inc. is publicly traded on the New York Stock Exchange (NYSE) under the ticker symbol LMND. The company's shares are denominated in US Dollars (USD), reflecting its primary listing in the United States. As a US-based company, its financial reporting and stock trading are conducted in USD, which is the standard currency for NYSE-listed equities. Investors trading LMND on the NYSE will transact in US Dollars.
What sector and industry does Lemonade (LMND) operate in?
Lemonade, Inc. operates in the Financial Services sector, specifically within the Insurance - Property & Casualty industry. This means the company is primarily engaged in providing insurance that covers property (like homes and cars) and liability (protection against claims from third parties). Unlike life or health insurance, property and casualty insurance focuses on protecting assets and covering legal liabilities. Lemonade's product lineup, including renters, homeowners, car, and pet insurance, falls squarely within this industry. The company's innovative approach uses artificial intelligence and behavioral economics to streamline underwriting and claims processing.
Where is Lemonade (LMND) headquartered and what markets does it serve?
Lemonade, Inc. is headquartered in New York, New York, United States. The company serves customers in the United States, Europe, and the United Kingdom, with specific mention of Louisiana as a market within the US. Its geographic reach includes multiple states across the US and several European countries. The company's insurance products are tailored to local regulations and customer needs in each region. For example, it offers renters and homeowners insurance in the US and Europe, and car insurance in certain European markets. Lemonade's expansion into the UK and Europe demonstrates its strategy to grow beyond its home market.
How does Lemonade (LMND) make money?
Lemonade generates revenue primarily by collecting premiums from its insurance policies and earning fees for acting as an agent for other insurance companies. The company retains a portion of the premiums to cover claims and operating expenses, while any remaining amount contributes to profit. Additionally, Lemonade earns investment income by investing the premiums it collects before claims are paid out. Its business model is notable for a flat-fee structure: Lemonade takes a fixed percentage of premiums as its fee, and any unclaimed money at the end of the year is donated to charities chosen by policyholders. This approach aims to align the company's interests with customers and reduce fraud. The company's product portfolio includes renters, homeowners, car, pet, life, and landlord insurance, each contributing to its revenue streams.