For Q1 FY2026 (ended March 31, 2026), Live Oak Bancshares reported net income of $30.04 million, a 209.1% increase year-over-year. Diluted EPS was $0.60, up 185.7% from the prior year. Total equity stood at $1.28 billion.
•Net income surged 209.1% YoY to $30.04 million.
•Diluted EPS rose 185.7% to $0.60.
•Equity totaled $1.28 billion as of March 31, 2026.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Live Oak Bancshares is the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits commercial and industrial loans.
Its portfolio also includes construction and development loans, owner occupied and non-owner occupied collateral commercial real estate loans, and commercial land loans. Additionally, it offers settlement, accounting, and securitization services for government guaranteed loans.
Its portfolio also includes financing for renewable energy application industry, strategic wealth and investment management services to high-net-worth individuals and families, and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Founded in 2008, Live Oak Bancshares is headquartered in Wilmington, North Carolina.
Live Oak Bancshares, Inc. is the bank holding company for Live Oak Banking Company, which provides a range of banking products and services across the United States. The company accepts various deposit products, including noninterest-bearing demand deposits, interest-bearing checking accounts, money market accounts, savings accounts, and time deposits. On the lending side, it offers commercial and industrial loans, construction and development loans, owner-occupied and non-owner-occupied commercial real estate loans, and commercial land loans. Additionally, Live Oak provides settlement, accounting, and securitization services for government guaranteed loans. The company also finances renewable energy applications and offers strategic wealth and investment management services to high-net-worth individuals and families, as well as investment advisory services to funds focused on venture capital for emerging financial technology companies.
Where is Live Oak Bancshares listed and in which currency?
Live Oak Bancshares, Inc. is listed on the New York Stock Exchange (NYSE) under the ticker symbol LOB. The company's financials are reported in US Dollars (USD), which is the official currency of the United States where the company is headquartered and operates.
What sector and industry does Live Oak Bancshares belong to?
Live Oak Bancshares, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank, it focuses on providing banking products and services to customers primarily in the United States, with a particular emphasis on small and medium-sized businesses, as well as specialized lending areas such as government guaranteed loans and renewable energy financing.
Where is Live Oak Bancshares headquartered and what markets does it serve?
Live Oak Bancshares, Inc. is headquartered in Wilmington, North Carolina, United States. The company serves customers across the United States through its subsidiary, Live Oak Banking Company. Its services include traditional banking products like deposits and loans, as well as specialized services such as settlement and securitization for government guaranteed loans. The company also provides wealth management and investment advisory services to high-net-worth individuals and families, and venture capital funding to financial technology startups.
How does Live Oak Bancshares make money?
Live Oak Bancshares generates revenue primarily through its banking operations. It earns interest income from a diversified loan portfolio that includes commercial and industrial loans, construction and development loans, owner-occupied and non-owner-occupied commercial real estate loans, and commercial land loans. Additionally, the company earns fee income from services such as settlement, accounting, and securitization for government guaranteed loans. Live Oak also generates revenue from financing renewable energy applications and from strategic wealth and investment management services. Furthermore, it earns investment advisory fees from funds that provide venture capital to emerging financial technology companies.