MFA Financial, Inc.

MFA Financial, Inc. is a real estate investment trust (REIT) that invests in and manages a diversified portfolio of residential mortgage-related assets. Its business is organized into two segments: Mortgage-Related Assets and Lima One. The Mortgage-Related Assets segment primarily invests in residential whole loans, including nonqualified mortgage loans, business purpose loans such as single-family rental loans, single-family and multifamily transitional loans, legacy re-performing and non-performing loans, and agency-eligible investor loans. It also invests in residential mortgage-backed securities, including agency MBS, non-agency MBS, and credit risk transfer securities. The Lima One segment operates a stand-alone mortgage origination and servicing business, originating and servicing business purpose loans for real estate investors.

MFA Financial, Inc. is listed on the New York Stock Exchange (NYSE) under the ticker symbol MFA. The company trades in US Dollars (USD), as it is based in the United States. The exchange and currency reflect its primary listing in the US market, making it accessible to investors trading on the NYSE.

MFA Financial operates in the Real Estate sector, specifically within the REIT - Mortgage industry. As a mortgage real estate investment trust (mREIT), it focuses on investing in mortgage-related assets rather than physical properties. This industry involves financing residential mortgages and mortgage-backed securities, generating income from the spread between the yield on its assets and the cost of financing them.

MFA Financial, Inc. is headquartered in New York, New York, United States. The company primarily serves the US residential mortgage market. Its investments span residential whole loans and mortgage-backed securities across the United States, and it qualifies as a real estate investment trust for federal income tax purposes, requiring it to distribute at least 90% of its taxable income to stockholders.

MFA Financial generates income primarily through its investment activities in mortgage-related assets. The Mortgage-Related Assets segment earns returns from residential whole loans and mortgage-backed securities, financed through a combination of securitization transactions, term loan warehouse financing, and repurchase agreement financing. The Lima One segment adds revenue from mortgage origination and servicing activities, including business purpose loans for real estate investors. As a REIT, MFA must distribute at least 90% of its taxable income to shareholders, which typically comes from net interest income and gains on asset sales.