MFA Financial, Inc.

MFA Financial, Inc. is a real estate investment trust (REIT) that primarily invests in and manages a diversified portfolio of residential whole loans and mortgage-related assets. Its business is organized into two segments: Mortgage-Related Assets and Lima One. The Mortgage-Related Assets segment focuses on residential whole loans, including nonqualified mortgage loans, business purpose loans such as single-family rental loans, transitional loans, legacy re-performing and non-performing loans, and agency-eligible investor loans. It also invests in residential mortgage-backed securities like agency MBS, non-agency MBS, and credit risk transfer securities. The Lima One segment operates a stand-alone mortgage origination and servicing business, originating and servicing business purpose loans for real estate investors. The company also holds mortgage servicing rights-related assets.

MFA Financial, Inc. is listed on the New York Stock Exchange (NYSE) under the symbol MFA-PB. Its securities trade in U.S. dollars (USD). The company is headquartered in New York, New York, and operates primarily in the United States.

MFA Financial, Inc. operates in the Real Estate sector and specifically within the REIT - Mortgage industry. As a mortgage REIT, it invests in mortgage-related assets rather than physical properties. The company qualifies as a real estate investment trust for federal income tax purposes, meaning it generally does not pay federal corporate income taxes if it distributes at least 90% of its taxable income to stockholders.

MFA Financial, Inc. is headquartered in New York, New York, United States. It was incorporated in 1997. The company primarily serves the U.S. residential mortgage market through its investments in residential whole loans, mortgage-backed securities, and its Lima One mortgage origination and servicing business. Its activities are concentrated in the United States, and it finances its investments through securitization transactions, term loan warehouse financing, and repurchase agreement financing.

MFA Financial, Inc. generates revenue primarily through its investments in mortgage-related assets. The Mortgage-Related Assets segment earns income from interest and principal payments on residential whole loans, including nonqualified mortgages, business purpose loans, and legacy loans, as well as from residential mortgage-backed securities such as agency and non-agency MBS. The Lima One segment generates revenue by originating and servicing business purpose loans for real estate investors, earning fees and interest income. The company also benefits from mortgage servicing rights. It finances its investments using securitizations, warehouse lines, and repurchase agreements, and aims to distribute at least 90% of taxable income to shareholders to maintain REIT status.