For the first quarter of fiscal 2026 ended March 31, 2026, OneMain Holdings reported net income of $226 million, up 6.1% year-over-year. Diluted earnings per share were $1.93, an increase of 8.4% from the prior year. The company held $834 million in cash, with total equity of $3.377 billion and long-term debt of $22.396 billion.
•Net income of $226 million, up 6.1% YoY
•Diluted EPS of $1.93, up 8.4% YoY
•Cash of $834 million, equity of $3.377 billion
•Long-term debt of $22.396 billion
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
OneMain Holdings, Inc., a financial service holding company provides the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance, as well as secured auto financing. Its portfolio also includes credit cards, optional credit insurance products
Including life, disability, and involuntary unemployment insurance, optional non-credit insurance, guaranteed asset protection coverage as a waiver product or insurance, and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website.
Formerly known as Springleaf Holdings, Inc., the company rebranded as OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.
OneMain Holdings, Inc. is a financial service holding company that provides consumer finance and insurance services in the United States. The company originates, underwrites, and services consumer loans, including personal loans and auto finance, as well as secured auto financing. Its portfolio also includes credit cards, optional credit insurance products such as life, disability, and involuntary unemployment insurance, optional non-credit insurance, guaranteed asset protection coverage as a waiver product or insurance, and membership plans. OneMain delivers personal loans through its branch network, central operations, digital affiliates, and its website. Formerly known as Springleaf Holdings, Inc., the company rebranded to OneMain Holdings, Inc. in November 2015.
Where is OneMain Holdings (OMF) listed and in which currency?
OneMain Holdings, Inc. is listed on the New York Stock Exchange (NYSE) under the ticker symbol OMF. Its shares are traded in U.S. dollars (USD), reflecting its primary operations in the United States. As a U.S.-based company, its financial reporting and stock trading are conducted in USD, making it accessible to investors on major U.S. exchanges.
What sector and industry does OneMain Holdings (OMF) operate in?
OneMain Holdings, Inc. operates in the Financial Services sector, specifically within the Credit Services industry. This means the company is primarily involved in providing credit-related products and services to consumers. As a credit services firm, OneMain focuses on consumer lending, including personal loans and auto financing, as well as offering insurance and membership plans. Its role in the financial services sector involves assessing credit risk and providing funding to individuals, distinguishing it from banks or investment firms.
Where is OneMain Holdings (OMF) headquartered and what markets does it serve?
OneMain Holdings, Inc. is headquartered in Evansville, Indiana, United States. The company serves the U.S. consumer market, providing financial services nationwide. It operates through a branch network, central operations, digital affiliates, and its website, indicating a broad physical and online presence across the country. The company's focus is exclusively on the United States, as its description does not mention international operations. Its services are tailored to American consumers seeking personal loans, auto financing, credit cards, and insurance products.
How does OneMain Holdings (OMF) make money?
OneMain Holdings generates revenue primarily through its consumer lending and insurance businesses. It earns interest income from originating and servicing personal loans and auto finance products, including secured auto financing. Additionally, the company profits from credit cards and optional insurance products such as life, disability, and involuntary unemployment insurance, as well as non-credit insurance and guaranteed asset protection coverage. Membership plans also contribute to its revenue stream. OneMain distributes these products via its branch network, central operations, digital affiliates, and its website, allowing it to reach customers through multiple channels. The company's business model relies on underwriting consumer credit and managing risk across its loan portfolio.