For Q1 FY2026 ended March 31, 2026, PCB BANCORP reported revenue of $772,000, up 15.9% year-over-year. Net income rose 37.7% to $10.7 million, with diluted EPS of $0.74, a 39.6% increase. Cash and equivalents stood at $267.4 million, and total equity was $396.7 million.
•Revenue increased 15.9% YoY to $772,000.
•Net income grew 37.7% YoY to $10.7 million.
•Diluted EPS rose 39.6% YoY to $0.74.
•Cash and equity were $267.4 million and $396.7 million, respectively.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
PCB Bancorp is the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States.
The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts real estate loans, including commercial and residential, small business administration (SBA), multifamily, business property, and construction loans.
Its portfolio also includes commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, home, and mortgage warehouse, consumer loans comprising residential mortgage and consumer loans, and automobile loans, unsecured lines of credit, and term loans.
Additionally, it offers access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and mobile banking solutions Including remote check deposit and mobile bill pay, as well as automated teller machines.
Its portfolio also includes cash management, debit and credit card, and online and mobile banking, and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks treasury management, wire transfer, and automated clearing house services.
Its business is organized into full-service branches and loan production offices. Founded in 2003 and headquartered in Los Angeles, California, PCB Bancorp was formerly known as Pacific City Financial Corporation before rebranding in July 2019.
PCB Bancorp is the bank holding company for PCB Bank, offering a wide range of banking products and services to small and middle market businesses and individuals in the United States. The company provides deposit products such as demand, savings, money market, time deposits, and certificates of deposit. Its loan portfolio includes real estate loans (commercial, residential, SBA, multifamily, business property, construction), commercial and industrial loans (term loans, lines of credit, SBA commercial, trade finance, home, mortgage warehouse), and consumer loans (residential mortgage, automobile, unsecured lines of credit). Additional services include remote deposit capture, courier deposit, positive pay, zero balance accounts, sweep accounts, cash management, debit and credit cards, online and mobile banking, treasury management, wire transfers, and ACH services.
Where is PCB Bancorp listed and what currency does it trade in?
PCB Bancorp is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol PCB. Its shares are traded in US dollars (USD), reflecting its primary operations in the United States.
What sector and industry does PCB Bancorp belong to?
PCB Bancorp operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank, it focuses on providing banking services to local communities, small and medium-sized businesses, and individuals, primarily in the United States.
Where is PCB Bancorp headquartered and what markets does it serve?
PCB Bancorp is headquartered in Los Angeles, California, and was founded in 2003. It serves customers in the United States, with a focus on small and middle market businesses and individuals. The company operates through full-service branches and loan production offices, offering a variety of banking products and services tailored to its local markets.
How does PCB Bancorp generate revenue?
PCB Bancorp generates revenue primarily through interest income from its loan portfolio, which includes real estate loans (commercial, residential, SBA, multifamily, business property, construction), commercial and industrial loans, and consumer loans. It also earns non-interest income from fees and service charges on deposit accounts, cash management services, debit and credit cards, online and mobile banking, treasury management, wire transfers, and ACH services. The company's business model focuses on serving small and middle market businesses and individuals in the United States, leveraging its branch network and digital banking solutions.