Peoples Bancorp Inc.

Peoples Bancorp Inc. is the financial holding company for Peoples Bank, offering a wide range of commercial and consumer banking products and services. The company accepts various deposits, including demand deposit accounts, savings accounts, money market accounts, certificates of deposit, and governmental deposits. It provides loans such as commercial and industrial, commercial real estate, construction, residential real estate, and consumer loans, as well as home equity lines of credit and overdrafts. Additionally, it offers debit and ATM cards, safe deposit rentals, money orders, cashier's checks, and online, telephone, and mobile banking. Beyond traditional banking, Peoples Bancorp provides life, health, and property and casualty insurance products, third-party insurance administration, interactive teller machines, insurance premium financing, commercial and technology equipment leasing, fiduciary and trust services, asset management, and employee benefit plan administration. It also offers brokerage services through an unaffiliated broker-dealer and credit cards with merchant processing services.

Peoples Bancorp Inc. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol PEBO. The company operates in the United States and its financial reporting is conducted in US Dollars (USD). As a US-based financial institution, all its stock trading, dividends, and financial statements are denominated in USD. Investors trading PEBO shares on Nasdaq will transact in US Dollars.

Peoples Bancorp Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. This classification indicates that the company is a regional bank, meaning it focuses on providing banking and financial services to individuals and businesses within a specific geographic area, primarily in and around Ohio. Regional banks like Peoples Bancorp typically offer a mix of retail and commercial banking products, including deposits, loans, and other financial services tailored to local communities.

Peoples Bancorp Inc. is headquartered in Marietta, Ohio, United States. Founded in 1902, the company has a long history of serving customers in the region. As a regional bank, its primary market is the United States, with a focus on Ohio and surrounding areas. The bank provides a full suite of banking and financial services to individuals, businesses, and governmental entities in these markets. Its services include commercial and consumer banking, insurance, trust and asset management, and equipment leasing, all delivered through branches, ATMs, and digital channels.

Peoples Bancorp generates revenue primarily through net interest income from its lending and deposit activities. It earns interest on loans such as commercial real estate, commercial and industrial, residential real estate, and consumer loans, while paying interest on deposits. Additionally, the company earns non-interest income from various fee-based services. These include insurance premiums from life, health, and property and casualty insurance products; fees from third-party insurance administration; commissions from brokerage services; and income from fiduciary and trust services, asset management, and employee benefit plan administration. Other revenue sources include equipment leasing, interactive teller machine fees, and merchant credit card processing services. This diversified business model helps stabilize earnings across different economic cycles.