Peoples Financial Services Corp.

Peoples Financial Services Corp. is the bank holding company for Peoples Security Bank and Trust Company. It provides a range of commercial and retail banking services across Pennsylvania, New Jersey, and New York. The company accepts various deposit accounts including money market, NOW, savings, IRA, demand deposit, and certificates of deposit. It also offers loans such as residential real estate, automobile, manufactured housing, personal, home equity, commercial real estate, and working capital loans. Additionally, it provides fiduciary and investment services like investment management, estate administration, trust services, and wealth management products including portfolio management, estate planning, annuities, and insurance. Other services include remote deposit capture, cash management, ATM services, and safe deposit boxes.

Peoples Financial Services Corp. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol PFIS. Its shares are traded in US Dollars (USD), reflecting its operations in the United States. The company's headquarters are located in Moosic, Pennsylvania, and it primarily serves customers in the northeastern US.

Peoples Financial Services Corp. operates in the Financial Services sector, specifically within the Banks - Regional industry. This means it is a regional bank holding company that focuses on providing banking and financial services to local communities. As a regional bank, it offers a mix of retail and commercial banking products, as well as wealth management and trust services, primarily in Pennsylvania, New Jersey, and New York.

Peoples Financial Services Corp. is headquartered in Moosic, Pennsylvania, a location in the northeastern United States. The company serves customers in three states: Pennsylvania, New Jersey, and New York. Its client base includes business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers. The bank's physical presence and services are tailored to these regional markets, offering both in-branch and digital banking solutions.

Peoples Financial Services Corp. generates revenue primarily through its banking operations. It earns net interest income from the spread between interest earned on loans and investments and interest paid on deposits. The company offers a variety of loan products, including residential real estate, commercial real estate, automobile, manufactured housing, personal, home equity, and working capital loans. It also generates fee income from deposit account services, such as checking and savings accounts, as well as from fiduciary and investment services like trust administration, estate planning, and wealth management. Additional revenue comes from cash management services, remote deposit capture, and other transaction-based services.