Company Profile
Punjab National Bank provides various banking and financial products and services in India and globally. Its operations are structured into Treasury, Corporate/Wholesale Banking, Retail Banking, and Banking Operations segments.
The company offers personal banking products and services, including saving fund accounts, current accounts, fixed deposit, and capital gain account and gold monetization schemes Housing, vehicle, education, personal, gold, and mortgage and loans, as well as various micro, small, and medium enterprises schemes and loans.
Its portfolio also includes banking products for government customers, agricultural schemes and loans, corporate banking products and services consist of loans against future lease rentals, working capital financing, and term loans, EXIM finance and cash management services
Gold card schemes for exporters, and international banking products and services. Additionally, it offers life and general insurance services. Its portfolio also includes depository, mutual funds, merchant banking, and application supported by blocked amount services, and NRI banking and services
Mobile and internet banking, UPI, SMS banking, missed call, e-statement, ATM, passbook updating machine, and electronic cheque deposit machine services Point of sale (PoS) is the payment acceptance solutions, NFC-enabled terminals facilitating quick payments, as well as debit and credit cards. Incorporated in 1894, Punjab National Bank is headquartered in New Delhi, India.