Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services
Platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and technology solutions. The company serves financial institutions, consumers, and small and micro-enterprises. Founded in 2016 and headquartered in Shanghai, the People's Republic of China, Qfin was formerly known as Qifu Technology, Inc. before rebranding in July 2025.
Qfin Holdings, Inc., together with its subsidiaries, operates an AI-driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions, including borrower acquisition, credit assessment, fund matching, and post-facilitation services. Additionally, it offers platform services such as loan and post-facilitation services to financial institution partners under a capital light model, intelligence credit engine, referral services, and technology solutions. Qfin serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. before rebranding in July 2025.
Where is Qfin Holdings, Inc. (QFIN) listed and in which currency?
Qfin Holdings, Inc. is listed on the NasdaqGS exchange under the ticker symbol QFIN. Its securities are traded in US Dollars (USD). The company is headquartered in Shanghai, the People's Republic of China, and its primary operations are in China, but it is listed on a US exchange, providing international investors access to its stock.
What sector and industry does Qfin Holdings, Inc. (QFIN) operate in?
Qfin Holdings, Inc. operates in the Financial Services sector, specifically within the Credit Services industry. This means the company is involved in providing credit-related services, such as facilitating loans and credit assessments, rather than traditional banking or insurance. Its AI-driven platform focuses on matching borrowers with financial institutions, making it a technology-enabled credit service provider in China.
Where is Qfin Holdings, Inc. (QFIN) headquartered and what markets does it serve?
Qfin Holdings, Inc. is headquartered in Shanghai, the People's Republic of China. The company primarily serves the Chinese market, focusing on consumers and small and micro-enterprises. It operates under the Qifu Jietiao brand and provides its credit-tech platform services to financial institutions, borrowers, and small businesses within China. The company was founded in 2016 and has since grown to become a notable player in China's credit services industry.
How does Qfin Holdings, Inc. (QFIN) make money?
Qfin Holdings, Inc. generates revenue through two main business models: credit-driven services and platform services. Under credit-driven services, it matches borrowers with financial institutions and earns fees for borrower acquisition, credit assessment, fund matching, and post-facilitation services. Under platform services, it provides loan and post-facilitation services to financial institution partners under a capital light model, as well as intelligence credit engine, referral services, and technology solutions. This dual approach allows Qfin to earn income from both direct credit facilitation and technology-driven support for financial institutions.