RBB Bancorp

RBB Bancorp is the bank holding company for Royal Business Bank, which provides business-banking and consumer products and services primarily to Asian-centric communities in the United States. The company offers a range of deposit products including checking, savings, money market, and time deposits, as well as retail deposits, brokered deposits, collateralized deposits, and deposits acquired through internet listing services. On the lending side, it provides single-family residential, commercial real estate, construction and land development, commercial and industrial, and Small Business Administration loans. Additionally, RBB Bancorp offers remote deposit, E-banking, mobile banking, and treasury management services. The bank operates branches in Los Angeles County, Orange County, and Ventura County in California, as well as in Honolulu, Hawaii.

RBB Bancorp is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol RBB. Its shares are traded in United States Dollars (USD), which is the official currency of the United States. The company is headquartered in Los Angeles, California, and its primary operations are in the U.S., so all financial reporting and trading are conducted in USD.

RBB Bancorp operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank, it focuses on serving local communities, particularly Asian-centric populations in California and Hawaii. Its business involves traditional banking activities such as taking deposits and making loans, and it is regulated as a bank holding company. The regional bank industry is characterized by a focus on relationship-based banking and a deep understanding of local market dynamics.

RBB Bancorp is headquartered in Los Angeles, California, and was founded in 2008. It serves Asian-centric communities in the United States through its subsidiary, Royal Business Bank. The bank operates branches in Los Angeles County, Orange County, and Ventura County in California, as well as in Honolulu, Hawaii. Its target market includes individuals and businesses within these regions, with a particular emphasis on providing culturally tailored banking services to Asian-American customers.

RBB Bancorp generates revenue primarily through net interest income from its lending and deposit activities. It earns interest on loans such as single-family residential, commercial real estate, construction and land development, commercial and industrial, and Small Business Administration loans. Additionally, it earns non-interest income from fees and service charges on deposit accounts, as well as from services like remote deposit, E-banking, mobile banking, and treasury management. The bank's funding comes from a mix of retail deposits, brokered deposits, collateralized deposits, and certificates of deposit, which are used to support its loan portfolio.