For Q1 FY2026 (ended March 31, 2026), Regional Management Corp. reported revenue of $167.3 million, up 9.4% year-over-year. Net income rose 62.7% to $11.4 million, with diluted EPS of $1.18, a 68.6% increase. The company had cash of $4.9 million, equity of $375.8 million, and long-term debt of $1.61 billion.
•Revenue increased 9.4% YoY to $167.3 million.
•Net income surged 62.7% to $11.4 million.
•Diluted EPS grew 68.6% to $1.18.
•Long-term debt stood at $1.61 billion as of March 31, 2026.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Regional Management Corp., a diversified consumer finance company provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States.
It offers small and large loans, and related payment and collateral protection insurance products, as well as optional payment and collateral protection insurance relating to its loan products Including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services.
In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Incorporated in 1987, Regional Management is headquartered in Greer, South Carolina.
Regional Management Corp. is a diversified consumer finance company that provides installment loan products primarily to customers who have limited access to consumer credit from traditional sources such as banks, thrifts, and credit card companies. The company offers small and large loans, along with related payment and collateral protection insurance products. These optional insurance products include credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance. Additionally, Regional Management provides reinsurance services. The company sources its loans through multiple channels, including branch offices, direct mail campaigns, digital partners, and its consumer website.
Where is Regional Management Corp. (RM) listed and in which currency?
Regional Management Corp. is listed on the New York Stock Exchange (NYSE) under the ticker symbol RM. The company's financial reporting and stock trading are conducted in US Dollars (USD). As a US-based company, its shares are traded in the US market, and investors can buy and sell RM stock on the NYSE during regular trading hours.
What sector and industry does Regional Management Corp. (RM) operate in?
Regional Management Corp. operates in the Financial Services sector, specifically within the Credit Services industry. This means the company is involved in providing credit-related products and services to consumers. As a credit services firm, it focuses on offering installment loans to individuals who may not qualify for traditional bank credit, thereby serving a niche market of borrowers with limited access to mainstream consumer credit.
Where is Regional Management Corp. (RM) headquartered and what markets does it serve?
Regional Management Corp. is headquartered in Greer, South Carolina, United States. The company serves customers primarily in the United States, focusing on individuals who have limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. By operating through branch offices, direct mail campaigns, digital partners, and its consumer website, Regional Management reaches a broad customer base across the country, providing installment loans and related insurance products to meet the needs of underserved borrowers.
How does Regional Management Corp. (RM) make money?
Regional Management Corp. generates revenue primarily by originating and servicing installment loans to consumers with limited access to traditional credit. The company earns interest income from the loans it provides, including both small and large loan products. Additionally, it offers optional payment and collateral protection insurance products, such as credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance, which generate premium income. Regional Management also provides reinsurance services, which further contribute to its revenue. The company sources loans through multiple channels, including branches, direct mail, digital partners, and its website, allowing it to efficiently reach and serve its target market.