Red River Bancshares, Inc.

Red River Bancshares, Inc. is a bank holding company for Red River Bank, providing a wide range of banking products and services to commercial and retail customers in the United States. The company offers deposit products such as checking, savings, money market accounts, and time deposits. On the lending side, it provides commercial real estate loans, one-to-four family mortgage loans, home equity lines of credit, construction and development loans, commercial and industrial loans, Small Business Administration Paycheck Protection Program loans, tax-exempt loans, and consumer loans for personal, family, and household purposes. Additionally, it offers treasury management, private banking, brokerage services, investment advisory, financial planning, retirement plans, debit and credit cards, direct deposits, cashier's checks, wire transfers, and online banking services including mobile banking and remote deposits.

Red River Bancshares, Inc. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol RRBI. Its shares are traded in U.S. dollars (USD). The company is headquartered in Alexandria, Louisiana, and its primary operations are within the United States, focusing on the regional banking sector.

Red River Bancshares operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank holding company, it focuses on providing traditional banking services to local communities, including commercial and retail customers. Its business model centers on gathering deposits and originating loans, with a particular emphasis on commercial real estate, residential mortgages, and commercial and industrial lending. The company also offers wealth management and advisory services, positioning itself as a comprehensive financial partner in its market area.

Red River Bancshares, Inc. is headquartered in Alexandria, Louisiana, and was incorporated in 1998. The company serves customers primarily in the United States, with a focus on the regional market through its subsidiary, Red River Bank. It provides banking services in person, through ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposits. The bank's offerings are tailored to both commercial and retail clients, including businesses and individuals, and it emphasizes relationship-based banking in its local communities.

Red River Bancshares generates revenue primarily through net interest income from its lending activities, including commercial real estate loans, residential mortgages, construction loans, commercial and industrial loans, and consumer loans. It also earns non-interest income from fees and services such as treasury management, private banking, brokerage, investment advisory, financial planning, retirement plans, debit and credit card services, and online banking. The company's deposit base, which includes checking, savings, money market accounts, and time deposits, provides low-cost funding for its loan portfolio. Additionally, it offers services like wire transfers, cashier's checks, and remote deposit capture to enhance customer relationships and generate fee income.