For Q1 FY2026 (ended March 31, 2026), River Financial Corporation reported net income of $14.1 million, up 67.3% year-over-year. Diluted EPS was $1.79, a 65.7% increase from the prior year. Total equity stood at $297.7 million.
•Net income of $14.1 million, up 67.3% YoY.
•Diluted EPS of $1.79, up 65.7% YoY.
•Total equity of $297.7 million.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
River Financial is the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle.
The company accepts demand, time, savings, and deposits, including negotiable orders of withdrawal accounts, and amortization and prepayments of loans and investment Interest-bearing transaction accounts, money market accounts, and certificates of deposit commercial real estate term loans, residential mortgage loans, and construction and land development loans.
Its portfolio also includes home equity lines of credit, commercial and industrial loans, loan approval, and consumer loans that consist of loans to purchase automobiles and consumer durable goods. Additionally, it provides investment brokerage.
Its portfolio also includes commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture services, and loans and investment amortization and prepayment services. Founded in 2006, River Financial is headquartered in Prattville, Alabama.
River Financial Corporation is the bank holding company for River Bank & Trust, offering a range of commercial and consumer banking services. The company serves small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle. Its services include accepting demand, time, savings, and deposits, as well as negotiable orders of withdrawal accounts. It also provides commercial real estate term loans, residential mortgage loans, construction and land development loans, home equity lines of credit, commercial and industrial loans, and consumer loans for automobiles and durable goods. Additionally, River Financial offers investment brokerage services, along with commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture services.
Where is River Financial Corporation (RVRF) listed and in which currency?
River Financial Corporation is listed on the OTC Markets OTCPK exchange under the ticker symbol RVRF. The company trades in US dollars (USD). As an over-the-counter stock, it is not listed on major exchanges like the NYSE or Nasdaq, but it is still publicly traded in the United States. Investors can buy and sell shares through brokerage accounts that support OTC trading.
What sector and industry does River Financial Corporation (RVRF) operate in?
River Financial Corporation operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank holding company, it focuses on providing banking services to local communities in Alabama and the Florida Panhandle. Its primary subsidiary, River Bank & Trust, offers traditional banking products such as deposits, loans, and investment services tailored to small and medium-sized businesses and individuals. Regional banks like River Financial typically have a strong local presence and emphasize relationship-based banking.
Where is River Financial Corporation (RVRF) headquartered and what markets does it serve?
River Financial Corporation is headquartered in Prattville, Alabama, and was founded in 2006. The company serves customers in Alabama and the Florida Panhandle through its subsidiary, River Bank & Trust. Its target market includes small to medium-sized businesses, organizations, entrepreneurs, and individuals in these regions. By focusing on these specific geographic areas, River Financial aims to provide personalized banking services and support local economic growth.
How does River Financial Corporation (RVRF) generate revenue?
River Financial Corporation generates revenue primarily through interest income from its loan portfolio, which includes commercial real estate term loans, residential mortgage loans, construction and land development loans, home equity lines of credit, commercial and industrial loans, and consumer loans for automobiles and durable goods. It also earns non-interest income from deposit account fees, investment brokerage services, and other banking services such as online banking, bill payment, mobile banking, and remote deposit capture. The company's net interest margin, which is the difference between interest earned on loans and interest paid on deposits, is a key driver of profitability.