Sezzle Inc.

Sezzle Inc. is a technology-enabled payments company operating in the United States and Canada. Its primary offering is the Sezzle Platform, a point-of-sale credit solution that allows consumers to purchase merchandise immediately and pay in installments over time. The platform includes several payment options: Pay-in-Four, which splits the purchase price into four equal payments over six weeks; Pay-in-Five, which offers five installments every two weeks; Pay-in-Two, where half is paid upfront and the remainder after two weeks; and Pay-in-Full, for full upfront payment without credit. Additionally, Sezzle provides a Sezzle Virtual Card for use at merchants not directly integrated, along with subscription services like Sezzle Anywhere and Sezzle Premium, and a pay-per-use option called Sezzle On-Demand.

Sezzle Inc. is listed on the Nasdaq Capital Market (NasdaqCM) under the ticker symbol SEZL. The company's financials and stock trading are denominated in US Dollars (USD), reflecting its primary operations in the United States and Canada. As a US-based company, its shares are traded in USD on this major US exchange, providing liquidity and accessibility to investors.

Sezzle Inc. operates in the Financial Services sector, specifically within the Credit Services industry. This classification reflects the company's core business of extending credit to consumers at the point of sale, enabling installment-based payments. As a credit services provider, Sezzle competes with other buy-now-pay-later (BNPL) firms and traditional credit card companies, offering flexible payment solutions that allow consumers to spread out the cost of purchases over time.

Sezzle Inc. is headquartered in the United States and serves both the US and Canadian markets. The company's platform is available to consumers and merchants across these two countries, with its payment solutions tailored to the regulatory and financial environments of North America. While its primary focus is on the US and Canada, Sezzle's operations are concentrated in these regions, and it does not currently have a presence in other international markets.

Sezzle offers a comprehensive suite of payment solutions through its Sezzle Platform. Key products include Pay-in-Four, Pay-in-Five, Pay-in-Two, and Pay-in-Full, which provide flexible installment options for consumers. The Sezzle Virtual Card enables usage at any merchant, online or in-store, even those not directly integrated. Subscription services include Sezzle Anywhere, which allows unlimited use of the Virtual Card for a fee, and Sezzle Premium, offering access to larger non-integrated merchants. Additionally, Sezzle On-Demand provides pay-per-use access to the Virtual Card for non-subscribers. These products collectively generate revenue through merchant fees, subscription fees, and interest.