Simmons First National Corporation

Simmons First National Corporation is a bank holding company that operates through its subsidiary, Simmons Bank. The company provides a wide range of banking and financial products and services to individuals and businesses. Its offerings include deposit accounts such as checking and savings accounts, as well as loan products covering consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending. Additionally, Simmons offers specialized services like credit cards, trust and fiduciary services, investments, insurance, and treasury management. The company also provides internet and mobile banking platforms, overdraft facilities, safe deposit boxes, and brokerage services.

Simmons First National Corporation is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol SFNC. The company's financials are reported in US Dollars (USD), reflecting its operations based in the United States.

Simmons First National Corporation operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank holding company, it focuses on providing banking services to local communities across multiple states, distinguishing it from large national or global banks.

Simmons First National Corporation is headquartered in Pine Bluff, Arkansas, and was founded in 1903. The company serves customers across six states: Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Its geographic footprint allows it to cater to both individual and business clients in these regions, offering localized banking services.

Simmons First National Corporation generates revenue primarily through its banking operations, including interest income from loans and fees from various financial services. The company's loan portfolio includes consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA loans. Additionally, it earns non-interest income from services such as credit cards, trust and fiduciary services, investments, insurance, treasury management, and brokerage services. The company also benefits from deposit-related fees and ATM services.