For Q3 FY2026 ended March 31, 2026, Southern Missouri Bancorp reported net income of $17.8 million, up 13.3% year-over-year. Diluted EPS was $1.60, a 15.1% increase from the prior year. Cash and cash equivalents stood at $93.0 million, and total equity was $573.5 million.
•Net income rose 13.3% YoY to $17.8 million.
•Diluted EPS increased 15.1% to $1.60.
•Cash and cash equivalents totaled $93.0 million.
•Total equity reached $573.5 million.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Southern Missouri Bancorp is the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.
The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate.
Its portfolio also includes construction loans on residential and commercial properties, commercial and agricultural business loans, and consumer loans. Additionally, it offers fiduciary and investment management services. Its portfolio also includes commercial and consumer insurance products, and debit or credit cards. Founded in 1887, the company is headquartered in Poplar Bluff, Missouri.
What does Southern Missouri Bancorp, Inc. (SMBC) do?
Southern Missouri Bancorp, Inc. is the bank holding company for Southern Bank, providing a range of banking and financial services to individuals and corporate customers in the United States. The company offers deposit products such as interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans. On the lending side, it provides loans secured by mortgages on one- to four-family residences, commercial and agricultural real estate, construction loans on residential and commercial properties, commercial and agricultural business loans, and consumer loans. Additionally, Southern Missouri Bancorp offers fiduciary and investment management services, as well as commercial and consumer insurance products and debit or credit cards.
Where is Southern Missouri Bancorp (SMBC) listed and in which currency?
Southern Missouri Bancorp, Inc. is listed on the Nasdaq Global Market (NasdaqGM) under the ticker symbol SMBC. Its securities are traded in U.S. dollars (USD), which is the official currency of the United States. The company's stock is accessible to investors through this exchange, and all financial reporting is conducted in USD.
What sector and industry does Southern Missouri Bancorp (SMBC) operate in?
Southern Missouri Bancorp, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. This means the company is a regional bank that focuses on providing traditional banking services such as deposits, loans, and other financial products to local communities and businesses. As a regional bank, it primarily serves customers in its geographic area, offering personalized services compared to larger national banks.
Where is Southern Missouri Bancorp (SMBC) headquartered and what markets does it serve?
Southern Missouri Bancorp, Inc. is headquartered in Poplar Bluff, Missouri, United States. The company serves customers in the United States, primarily focusing on individuals and corporate clients. Its banking services are delivered through its subsidiary, Southern Bank, which operates branches in the region. The company's long history, dating back to its founding in 1887, reflects its deep roots in the local communities it serves.
How does Southern Missouri Bancorp (SMBC) make money?
Southern Missouri Bancorp generates revenue primarily through net interest income from its lending and deposit activities. It earns interest on loans, including residential mortgages, commercial real estate loans, agricultural loans, construction loans, business loans, and consumer loans. Additionally, it funds these loans through deposits, paying interest on accounts like checking, savings, money market, and certificates of deposit. The company also earns non-interest income from fiduciary and investment management services, as well as from selling commercial and consumer insurance products and providing debit and credit card services.