For Q1 FY2026 ended March 31, 2026, UMB Financial Corp reported net income of $261.4 million, up 221.4% year-over-year. Diluted EPS was $3.35, up 176.9% from the prior year. Cash and cash equivalents totaled $6.26 billion, equity was $7.83 billion, and long-term debt was $477.2 million.
•Net income surged 221.4% YoY to $261.4 million.
•Diluted EPS rose 176.9% YoY to $3.35.
•Cash stood at $6.26 billion, equity at $7.83 billion, and long-term debt at $477.2 million.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
UMB Financial is a bank holding company that provides banking services and asset servicing in the United States and globally. Its operations are structured into three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards.
Its portfolio also includes commercial real estate financing, letters of credit, loan syndication, and consultative services, various business solutions including asset-based lending, mezzanine debt, and minority equity investment, and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service.
The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients Fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services institutional custody services.
This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage
Internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. Its business is organized into a network of branches and offices. Founded in 1913, the company is headquartered in Kansas City, Missouri.
UMB Financial Corporation is a bank holding company that provides banking services and asset servicing in the United States and globally. Its operations are structured into three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment offers commercial loans, credit cards, commercial real estate financing, letters of credit, loan syndication, and treasury management services such as depository services, cash management tools, and electronic fund transfers. The Institutional Banking segment provides banking, fund administration, asset management, and healthcare services to institutional clients, including fund accounting, investor services, fixed income sales and trading, corporate trust, and custody services. The Personal Banking segment offers deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, and residential mortgages.
On which stock exchange is UMB Financial (UMBF) listed and in what currency?
UMB Financial Corporation is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol UMBF. All trading and financial reporting for the company is conducted in US Dollars (USD). As a US-based financial institution, its shares are traded in USD, and investors should consider currency exchange rates if they are trading from outside the United States.
What sector and industry does UMB Financial (UMBF) operate in?
UMB Financial Corporation operates in the Financial Services sector, specifically within the Banks - Regional industry. This means it is a regional bank holding company that provides a range of banking and financial services primarily to customers in the United States. Regional banks like UMB typically focus on serving local communities and businesses, offering products such as loans, deposits, and treasury management, as opposed to large multinational banks.
Where does UMB Financial (UMBF) operate and serve its customers?
UMB Financial Corporation is headquartered in the United States and serves customers both domestically and globally. While its primary operations are in the US, the company states it provides services globally. Its three business segments—Commercial Banking, Institutional Banking, and Personal Banking—cater to a diverse client base including individuals, businesses, institutional clients, and healthcare organizations. The company offers services such as commercial lending, treasury management, fund administration, and healthcare payment solutions across its markets.
How does UMB Financial (UMBF) generate revenue through its business segments?
UMB Financial generates revenue through three main segments. The Commercial Banking segment earns income from commercial loans, credit cards, commercial real estate financing, letters of credit, loan syndication, and treasury management services like account reconciliation and electronic fund transfers. The Institutional Banking segment generates revenue from fund administration, asset management, fixed income sales and trading, corporate trust, and custody services, as well as healthcare payment solutions such as custodial services for health savings accounts and debit cards. The Personal Banking segment earns from deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, and residential mortgages.