For Q1 FY2026 ended March 31, 2026, Universal Insurance Holdings reported revenue of $393.6 million, down 33.0% year-over-year. Net income rose 31.0% to $54.3 million, with diluted EPS of $1.88, up 30.6%. Cash and equity stood at $595.8 million and $584.7 million, respectively, while long-term debt was $100.3 million.
•Revenue decreased 33.0% YoY to $393.6 million.
•Net income increased 31.0% YoY to $54.3 million.
•Diluted EPS grew 30.6% YoY to $1.88.
•Cash and equity were $595.8 million and $584.7 million, respectively.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
Universal Insurance is an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire
Allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations.
Its portfolio also includes evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks, places and manages its reinsurance programs, and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. Incorporated in 1990 and headquartered in Fort Lauderdale, Florida, Universal Insurance was formerly known as Universal Heights, Inc. before rebranding in January 2001.
What does Universal Insurance Holdings, Inc. (UVE) do?
Universal Insurance Holdings, Inc. is an integrated insurance holding company based in the United States. It offers a range of personal residential insurance products, including homeowners, renters and tenants, condo unit owners, and dwelling and fire insurance. Additionally, it provides allied lines coverage for other structures, personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations. Its portfolio includes evaluating insurance risk and exposures on an individual and portfolio basis, helping insurance entities with pricing risks, placing and managing reinsurance programs, and operating its digital insurance agency, Clovered.com. Products are offered through an independent agency network, direct-to-consumer online distribution, and its digital insurance agency platform.
Where is Universal Insurance Holdings, Inc. (UVE) listed and in which currency?
Universal Insurance Holdings, Inc. is listed on the New York Stock Exchange (NYSE) under the ticker symbol UVE. The company trades in US Dollars (USD), reflecting its primary operations in the United States. As a publicly traded company on a major US exchange, its stock is accessible to investors worldwide, and all financial reporting is conducted in USD.
What sector and industry does Universal Insurance Holdings, Inc. (UVE) operate in?
Universal Insurance Holdings, Inc. operates in the Financial Services sector, specifically within the Insurance - Property & Casualty industry. This means the company provides insurance coverage for property (such as homes and personal belongings) and liability risks. As a property and casualty insurer, it focuses on protecting policyholders from financial losses due to damage to their property or legal liability for injuries or damages to others. The company's products are primarily residential, covering homeowners, renters, condos, and dwelling and fire insurance.
Where is Universal Insurance Holdings, Inc. (UVE) headquartered and what markets does it serve?
Universal Insurance Holdings, Inc. is headquartered in Fort Lauderdale, Florida, United States. The company serves the US market, offering its insurance products through an independent agency network, direct-to-consumer online distribution, and its digital insurance agency platform, Clovered.com. Its operations are focused on personal residential insurance, catering primarily to homeowners, renters, and condo unit owners. The company was originally incorporated in 1990 as Universal Heights, Inc. and rebranded to its current name in January 2001.
How does Universal Insurance Holdings, Inc. (UVE) generate revenue and what are its key business segments?
Universal Insurance Holdings, Inc. generates revenue primarily through underwriting insurance policies and collecting premiums. The company offers personal residential insurance products such as homeowners, renters, condo unit owners, and dwelling and fire insurance, along with allied lines and personal articles coverages. It also earns income by advising on actuarial issues, overseeing distribution, administering claims payments, performing policy administration and underwriting, and assisting with reinsurance negotiations. Additionally, its portfolio includes evaluating insurance risk and exposures, helping insurance entities with pricing risks, and managing reinsurance programs. The company operates a digital insurance agency, Clovered.com, which provides an online platform for direct-to-consumer sales. Products are distributed through an independent agency network and direct-to-consumer channels.